Best Parent Loan

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trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Sallie Mae Parent Loan
Sallie Mae Parent Loan
From Varies (5-11% APR based on creditworthiness)

Sallie Maes Parent Loan offers a straightforward application process and competitive interest rates. Borrowers can potentially qualify for an interest rate reduction by enrolling in autopay. Sallie Ma...

8.8 Very Good
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2 Earnest Student Loans
Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide private student loans for undergraduate and graduate students, focusing on borrowers...

8.7 Very Good
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3 Ascent Special Access Loan (Parent)
Ascent Special Access Loan (Parent)

Ascents Special Access Loan for parents provides a unique benefit: scholarship opportunities for borrowers who demonstrate academic excellence. This can help offset the cost of the loan. Ascent also o...

8.5 Very Good
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4 SoFi Parent PLUS Loan
SoFi Parent PLUS Loan

SoFi's Parent PLUS Loan offers competitive interest rates and a rewards program for on-time payments. The loan features flexible repayment options and a user-friendly online platform. SoFi also provid...

8.2 Very Good
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5 Wells Fargo Student Loans
Wells Fargo Student Loans

Wells Fargo offers private student loans and refinancing options, leveraging its reputation as a large, established financial institution. They provide federal loan consolidation services. Loan amount...

8.1 Very Good
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6 PenFed Student Loan
PenFed Student Loan

PenFed's Parent Loan offers competitive interest rates, but requires membership in the Pentagon Federal Credit Union. Borrowers benefit from a range of repayment options and a straightforward applicat...

8.0 Very Good
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7 First Republic Bank Student Loan (Parent Loan)
First Republic Bank Student Loan (Parent Loan)

First Republic Bank's Parent Loan caters to families with higher incomes and assets, offering personalized service and competitive interest rates. The loan features flexible repayment options and a de...

7.8 Good
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8 Sallie Mae Parent Plus Loans
Sallie Mae Parent Plus Loans

Sallie Mae Parent Plus Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Sallie Mae. While they...

7.7 Good
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9 Citizens Bank Student Loans
Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable interest rates. They have a co-signer program to help students with limited credi...

7.6 Good
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10 Discover Parent Loans
Discover Parent Loans

Discover Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Discover. While they require a...

7.6 Good
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11 Navient Student Loan (Parent Loan)
Navient Student Loan (Parent Loan)

Navient's Parent Loan offers a fixed interest rate and a range of repayment options. However, Navient has faced significant legal and regulatory challenges in the past, which may raise concerns for so...

7.5 Good
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12 Kiavi Student Loan (Parent Loan)
Kiavi Student Loan (Parent Loan)

Kiavi's Parent Loan offers income-driven repayment options and flexible loan terms. The application process is streamlined, and borrowers can potentially qualify for a lower interest rate. Kiavi's foc...

7.5 Good
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13 College Ave Parent Loans
College Ave Parent Loans

College Ave Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by College Ave. While they req...

7.4 Good
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14 CIT Bank Parent Loans
CIT Bank Parent Loans

CIT Bank Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by CIT Bank. While they require a...

7.4 Good
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15 PNC Bank Student Loan (Parent Loan)
PNC Bank Student Loan (Parent Loan)

PNC Bank's Parent Loan has limited availability, primarily serving families in regions where PNC Bank operates. The loan features a fixed interest rate and a range of repayment options. While PNC Bank...

7.3 Good
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16 Wells Fargo Education Advantage Loan (Parent Loan)
Wells Fargo Education Advantage Loan (Parent Loan)

Wells Fargo Education Advantage Loan, while offering a rewards program for on-time payments, has limited availability and stricter eligibility requirements. The loan features a fixed interest rate and...

7.3 Good
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17 College Ave Student Loans
College Ave Student Loans

College Ave offers a wide range of private student loans, including options for undergraduates, graduates, and parents. They are known for their flexible repayment options, including deferred payments...

7.3 Good
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18 American Education Services (AES) Parent Loan
American Education Services (AES) Parent Loan

American Education Services (AES) Parent Loan, while partnered with the federal government, offers limited loan options and a relatively straightforward application process. The loan features a fixed...

7.2 Good
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19 LendKey Student Loan (Parent Loan)
LendKey Student Loan (Parent Loan)

LendKey connects borrowers with community lenders, offering competitive interest rates and personalized service. The loan features a range of repayment options and a straightforward application proces...

7.2 Good
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20 Meredith Financial Parent Loans
Meredith Financial Parent Loans

Meredith Financial Parent Loans are designed for parents of dependent undergraduate students to help cover education costs. These loans have fixed interest rates and are backed by Meredith Financial....

7.2 Good
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21 Cross River Bank Student Loan (Parent Loan)
Cross River Bank Student Loan (Parent Loan)

Cross River Bank's Parent Loan is offered through an online lending platform and has limited availability. The loan features a fixed interest rate and a range of repayment options. While Cross River B...

7.0 Good
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