Best Private Loan

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Best 1 Discover Student Loans
Discover Student Loans

Discovers Parent Loan offers a competitive interest rate and the option to apply with a co-signer, which can improve approval odds and potentially secure a lower rate. Discover provides a rewards prog...

9.2 Excellent
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2 Sallie Mae Student Loans
Sallie Mae Student Loans

Sallie Mae is a well-established private student loan provider offering both fixed and variable interest rates. They provide loans for undergraduate, graduate, and professional degree programs, with l...

9.2 Excellent
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3 College Ave Student Loans
College Ave Student Loans

College Aves Parent Loan stands out with its highly customizable repayment options, allowing families to tailor the loan to their budget. They offer a range of repayment periods and the ability to def...

9.0 Excellent
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4 Sallie Mae Parent Loan
Sallie Mae Parent Loan

Sallie Maes Parent Loan offers a straightforward application process and competitive interest rates. Borrowers can potentially qualify for an interest rate reduction by enrolling in autopay. Sallie Ma...

8.8 Very Good
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5 Private Student Loans - Sallie Mae
Private Student Loans - Sallie Mae

Sallie Mae is a major private student loan provider offering options for graduate and professional programs. They often have competitive interest rates, particularly for borrowers with strong credit....

8.8 Very Good
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6 Ascent Special Access Loan (Parent)
Ascent Special Access Loan (Parent)

Ascents Special Access Loan for parents provides a unique benefit: scholarship opportunities for borrowers who demonstrate academic excellence. This can help offset the cost of the loan. Ascent also o...

8.6 Very Good
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7 Private Student Loans - Discover
Private Student Loans - Discover

Discover offers private student loans with a unique cash-back rewards program for borrowers who make on-time payments. They provide competitive interest rates and flexible repayment options, including...

8.6 Very Good
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8 CIT Bank Student Loans
CIT Bank Student Loans

CIT Bank offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forbear...

8.6 Very Good
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9 LendKey Student Loans
LendKey Student Loans

LendKey offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbearanc...

8.5 Very Good
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10 Wells Fargo Student Loans
Wells Fargo Student Loans

Wells Fargos Parent Loan offers a range of repayment options, including deferred payments, providing flexibility for families. Borrowers can potentially qualify for an interest rate reduction by enrol...

8.4 Very Good
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11 SoFi Student Loans
SoFi Student Loans

SoFi offers private student loans and refinancing options for undergraduate and graduate students. They differentiate themselves by providing career services and financial planning resources to borrow...

8.3 Very Good
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12 Earnest Student Loans
Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide private student loans for undergraduate and graduate students, focusing on borrowers...

8.3 Very Good
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13 Smarthost Student Loans
Smarthost Student Loans

Smarthost offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbeara...

8.3 Very Good
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14 Citizens Bank Student Loans
Citizens Bank Student Loans

Citizens Bank provides private student loans for undergraduate and graduate students, offering both fixed and variable interest rates. They have a co-signer program to help students with limited credi...

8.2 Very Good
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15 EdFinancial Student Loans
EdFinancial Student Loans

EdFinancial offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forb...

8.2 Very Good
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16 SoFi Parent PLUS Loan
SoFi Parent PLUS Loan

SoFi's Parent PLUS Loan offers competitive interest rates and a rewards program for on-time payments. The loan features flexible repayment options and a user-friendly online platform. SoFi also provid...

8.1 Very Good
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17 Meredith Financial Student Loans
Meredith Financial Student Loans

Meredith Financial offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and...

8.1 Very Good
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18 PenFed Student Loan
PenFed Student Loan

PenFed's Parent Loan offers competitive interest rates, but requires membership in the Pentagon Federal Credit Union. Borrowers benefit from a range of repayment options and a straightforward applicat...

8.0 Very Good
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19 Credible Student Loans
Credible Student Loans

Credible offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forbear...

8.0 Very Good
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20 LendUp Student Loans
LendUp Student Loans

LendUp offers private student loans with fixed interest rates and flexible repayment terms. These loans are available to undergraduate and graduate students, with options for deferment and forbearance...

7.9 Good
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21 Navient Student Loans
Navient Student Loans

Navient offers private student loans for undergraduate and graduate students, as well as refinancing options for existing student loan debt. They provide a range of repayment plans, including income-d...

7.8 Good
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22 Upstart Student Loans
Upstart Student Loans

Upstart offers private student loans with fixed interest rates and flexible repayment options. These loans are available to undergraduate and graduate students, with options for deferment and forbeara...

7.8 Good
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23 First Republic Bank Student Loan (Parent Loan)
First Republic Bank Student Loan (Parent Loan)

First Republic Bank's Parent Loan caters to families with higher incomes and assets, offering personalized service and competitive interest rates. The loan features flexible repayment options and a de...

7.7 Good
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24 Kiavi Student Loan (Parent Loan)
Kiavi Student Loan (Parent Loan)

Kiavi's Parent Loan offers income-driven repayment options and flexible loan terms. The application process is streamlined, and borrowers can potentially qualify for a lower interest rate. Kiavi's foc...

7.6 Good
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25 Navient Student Loan (Parent Loan)
Navient Student Loan (Parent Loan)

Navient's Parent Loan offers a fixed interest rate and a range of repayment options. However, Navient has faced significant legal and regulatory challenges in the past, which may raise concerns for so...

7.5 Good
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26 Wells Fargo Education Advantage Loan (Parent Loan)
Wells Fargo Education Advantage Loan (Parent Loan)

Wells Fargo Education Advantage Loan, while offering a rewards program for on-time payments, has limited availability and stricter eligibility requirements. The loan features a fixed interest rate and...

7.4 Good
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27 LendKey Student Loan (Parent Loan)
LendKey Student Loan (Parent Loan)

LendKey connects borrowers with community lenders, offering competitive interest rates and personalized service. The loan features a range of repayment options and a straightforward application proces...

7.3 Good
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28 American Education Services (AES) Parent Loan
American Education Services (AES) Parent Loan

American Education Services (AES) Parent Loan, while partnered with the federal government, offers limited loan options and a relatively straightforward application process. The loan features a fixed...

7.2 Good
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29 PNC Bank Student Loan (Parent Loan)
PNC Bank Student Loan (Parent Loan)

PNC Bank's Parent Loan has limited availability, primarily serving families in regions where PNC Bank operates. The loan features a fixed interest rate and a range of repayment options. While PNC Bank...

7.1 Good
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30 Cross River Bank Student Loan (Parent Loan)
Cross River Bank Student Loan (Parent Loan)

Cross River Bank's Parent Loan is offered through an online lending platform and has limited availability. The loan features a fixed interest rate and a range of repayment options. While Cross River B...

7.0 Good
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