Best Debit Card

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Discover Bank Money Market Account
Discover Bank Money Market Account
Free Plan Available

Discover Bank provides a highly reliable Money Market Account that balances competitive interest rates with excellent customer service. Known for its award-winning support, Discover makes banking simp...

9.6 Brilliant
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2 Greenlight
Greenlight
Free Plan Available From $2.99/mo

Greenlight is a leading financial app for families, focusing on teaching children and teens about money management. It allows parents to automate allowances, assign chores, and track spending in real-...

9.6 Brilliant
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3 Discover Cashback Debit
Discover Cashback Debit
Free Plan Available

Discover Cashback Debit stands out by offering a unique rewards program on a checking account. Users earn 1% cash back on up to $3,000 in debit card purchases each month. This is an excellent feature...

9.5 Brilliant
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4 Synchrony Bank Money Market Account
Synchrony Bank Money Market Account
Free Plan Available

Synchrony Bank provides a robust Money Market Account that includes an ATM card and check-writing privileges. One of its standout features is the ATM fee reimbursement program, which makes it easier t...

9.0 Excellent
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5 Axos Bank First Checking
Axos Bank First Checking
Free Plan Available

Axos Bank offers the 'First Checking' account, a digital-first solution specifically for teens aged 13-17. It provides a robust set of features including a debit card, mobile check deposit, and parent...

8.9 Very Good
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6 Venmo
Venmo

Venmo has become a cultural phenomenon in the US, known for its social feed and ease of splitting bills. It is the go-to app for friends and family to settle debts, pay for shared expenses, and make s...

8.6 Very Good
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7 SoFi Money
SoFi Money

SoFi Money is a comprehensive cash management account that combines checking and savings features into one high-yield product. It offers a debit card, no account fees, and a modern, feature-rich mobil...

8.5 Very Good
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8 TD Bank Simple Checking
TD Bank Simple Checking

TD Bank Simple Checking appeals to seniors seeking a straightforward, fee-free account. It requires no minimum balance and offers online and mobile banking with features like mobile check deposit. TD...

8.3 Very Good
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9 Bank of America - Advantage SafeBalance Banking
Bank of America - Advantage SafeBalance Banking

The Advantage SafeBalance Banking account from Bank of America is designed for those seeking a low-cost option. It features no monthly maintenance fees when you enroll in eStatements. It offers online...

8.2 Very Good
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10 Discover Student Cashback Debit
Discover Student Cashback Debit

Discover offers a unique Student Cashback Debit account that rewards teens for their spending. It is one of the few debit accounts that offers cashback on purchases, which can be a great way to teach...

8.1 Very Good
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11 Ally Bank Interest Checking
Ally Bank Interest Checking

Ally Bank remains the gold standard for digital banking, offering a robust Interest Checking account that combines competitive interest rates with a fee-free structure. It is designed for users who wa...

8.1 Very Good
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12 Copper Checking
Copper Checking

Copper Checking is a mobile-first bank offering a checking account with no monthly fees and no minimum balance requirements. It provides access to a network of over 70,000 ATMs through Allpoint and DC...

8.0 Very Good
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13 SunTrust Basic Checking
SunTrust Basic Checking

SunTrust Basic Checking provides a range of services and a branch network, making it convenient for seniors who prefer in-person banking. Fees are manageable with direct deposit or a minimum balance....

7.8 Good
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14 Citizens Bank Simple Checking
Citizens Bank Simple Checking

Citizens Bank Simple Checking is designed for those seeking a straightforward, fee-free account. It requires no minimum balance and offers online and mobile banking with features like mobile check dep...

7.6 Good
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15 Bento Bank Checking Account
Bento Bank Checking Account

Bento Bank provides a checking account with a focus on budgeting and financial wellness. It offers no monthly fees and access to a network of ATMs. Bentos features include budgeting tools and a debit...

7.5 Good
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16 Plutus
Plutus

Plutus is a unique fintech platform that combines a multi-currency account with a crypto-rewards debit card. It allows users to earn crypto rewards on their daily spending, making it an attractive opt...

7.5 Good
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17 PayPal Checking Account
PayPal Checking Account

PayPal Checking is a checking account integrated with the PayPal platform. It offers no monthly fees and access to a network of ATMs. The account features online and mobile banking and a debit card. I...

7.4 Good
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18 BMO Harris Bank Smart Advantage Checking
BMO Harris Bank Smart Advantage Checking

BMO Harris Bank's Smart Advantage Checking offers a low-cost option with access to a network of branches. It provides online and mobile banking, along with a debit card. BMO Harris is known for its cu...

7.4 Good
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19 Green Dot Bank Checking Account
Green Dot Bank Checking Account

Green Dot Bank offers a checking account with no monthly fees, although some features may incur charges. It provides access to a network of ATMs and a debit card. Green Dot is known for its prepaid ca...

7.3 Good
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20 Regions Checking
Regions Checking

Regions Checking provides a range of services and a branch network, making it convenient for seniors who prefer in-person banking. Fees are manageable with direct deposit or a minimum balance. The onl...

7.3 Good
Visit
21 Bank of Hawaii Everyday Checking
Bank of Hawaii Everyday Checking

Bank of Hawaii Everyday Checking is a good option for seniors residing in Hawaii. It offers a balance of accessibility and features, with online and mobile banking options. While fees can apply, they...

7.3 Good
Visit
22 Cash App
Cash App

Cash App has revolutionized peer-to-peer payments, particularly among younger demographics. It offers a simple, social-media-like interface for sending and receiving money instantly. Beyond P2P, it pr...

7.2 Good
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23 First Citizens Bank Everyday Checking
First Citizens Bank Everyday Checking

First Citizens Bank Everyday Checking offers a balance of online and in-person banking services. It provides fee waivers with a minimum balance or direct deposit. First Citizens' online and mobile ban...

7.1 Good
Visit
24 myChoice Financial Bank
myChoice Financial Bank

myChoice Financial Bank provides a checking account with no monthly fees and access to a network of ATMs. It offers online and mobile banking features and a debit card for convenient transactions. Whi...

7.0 Good
Visit
25 FNB Direct Checking
FNB Direct Checking

FNB Direct Checking is an online-only account with no monthly fees and no minimum balance requirements. It offers online and mobile banking, including bill pay and mobile check deposit. While lacking...

6.8 Fair
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26 Ally Bank Money Market Account
Ally Bank Money Market Account

The Ally Bank Money Market Account is a fair option for those who want a high yield combined with the convenience of check-writing and a debit card. It provides more flexibility than a standard saving...

6.3 Fair
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27 GoHenry
GoHenry

GoHenry is a popular fintech app that focuses heavily on financial education through gamified lessons and tasks. It provides a debit card for kids and teens, allowing them to manage their own money wh...

6.2 Fair
Visit
28 PayPal Cash Card
PayPal Cash Card

The PayPal Cash Card offers a checking account experience integrated with the PayPal platform. Users can access their PayPal balance and make purchases with a debit card. PayPal Cash Card provides a m...

5.9 Average
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