Best Virtual Terminal for 2026

Updated Daily

A community-curated ranking of the most effective virtual-terminal software. Voted on by verified marketers.

inventory_2 2 tools
psychology AI-Assisted Ranking
verified Ranking Methodology expand_more

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

Showing 1-2 of 2 results
0 Helcim
Helcim

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full suite including vir...

8.9
Very Good
Best
1 Authorize.Net
Authorize.Net

Authorize.Net is a veteran payment gateway known for reliability and extensive integrations. It provides a stable platform for accepting pay...

8.7
Very Good
You've reached the end

Frequently Asked Questions

What is the best virtual-terminal for beginners?

For beginners, we recommend starting with tools that offer free tiers and intuitive interfaces. Check the scores above - tools rated 85+ typically offer the best balance of features and usability.

How do we rank virtual-terminal tools?

Our rankings are based on a comprehensive scoring system that evaluates features, pricing, user reviews, ease of use, and overall value. Each tool is scored from 0-100.

Are there free virtual-terminal options?

Yes! Many virtual-terminal tools offer free plans or free trials. Look for tools with "Free plan" or "Freemium" pricing models in our comparison.

How often is this list updated?

We regularly review and update our rankings to reflect the latest features, pricing changes, and user feedback. Last updated: January 2026.