How much does Authorize.Net cost?

Authorize.Net offers a free plan and paid plans starting from $50/month.

How good is Authorize.Net?

Authorize.Net has a Lunoo score of 8.7/10. This score is based on features, user satisfaction, and overall quality.

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Authorize.Net

8.7

Very Good

Free Plan • From $50/month

update Last updated: Mar 5, 2026

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description Authorize.Net Overview

Authorize.net is one of the oldest and most trusted payment gateways in the industry. It is a classic choice for businesses that prefer a traditional merchant account setup. Known for its reliability and security, it provides a robust platform for processing credit card and eCheck payments. It is particularly popular among B2B companies and businesses that require advanced fraud detection and recurring billing features.

While it may lack the modern, sleek interface of newer fintech startups, its stability and long-standing reputation make it a safe, dependable choice for established businesses.

recommend Best for: Ideal for established small businesses and developers needing a trusted gateway with comprehensive fraud protection tools.

info Authorize.Net Specifications

Api Integration	Yes, supports multiple APIs for various platforms
Supported Industries	E-commerce, retail, hospitality, healthcare
Fraud Detection Tools	Yes, includes Address Verification System (AVS) and Card Code Verification (CCV)
Payment Methods Supported	Credit cards, debit cards, ACH, eCheck

balance Authorize.Net Pros & Cons

thumb_up Pros

check Reliable and stable platform
check Extensive integrations with shopping carts
check Comprehensive fraud protection tools
check Mobile card-present transactions support

thumb_down Cons

close Higher fees compared to some competitors
close Limited free plan options
close Complex setup process for new users
close Less customer support availability during off-peak hours

help Authorize.Net FAQ

What are the transaction fees with Authorize.Net?

Authorize.Net charges a flat rate of 2.9% + $0.30 per transaction, which can be higher than some competitors.

Does Authorize.Net offer a free plan?

Yes, but it has limited features and is suitable only for very small businesses or personal use.

How does Authorize.Net handle card-present transactions?

Authorize.Net supports mobile card-present transactions through its DDA (Direct Debit Authorization) feature, allowing in-person payments to be processed securely.

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8.7

Very Good

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Why this score

Authorize.Net scores 8.4/10 due to its reliability and extensive integrations, but it has higher fees and a more complex setup process which can be a drawback for some users.

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