Best Payment Processors In 2025

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Choosing the right payment processor is critical for any business's financial health and customer experience. A great option seamlessly blends reliability, security, and cost-effectiveness with a developer-friendly API and robust merchant tools. Our rankings evaluate market leaders and niche specialists based on transaction success rates, fee transparency, global reach, integration ease, and the quality of fraud prevention and analytics. This list is for entrepreneurs scaling their e-commerce...

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Best 1 Stripe
Stripe

Stripe is a comprehensive, API-driven platform for internet businesses. It excels with its powerful, well-documented APIs for payments, subs...

9.2
Excellent
2 Adyen
Adyen

Adyen is a global financial technology platform for leading enterprises. It provides a single solution to accept payments anywhere (online,...

9.2
Excellent
3 Shopify Payments
Shopify Payments

Shopify Payments is the native, fully integrated payment gateway for Shopify stores. It eliminates third-party gateway fees and simplifies s...

9.2
Excellent
4 PayPal
PayPal

PayPal is a ubiquitous digital wallet and payment processor known for high consumer trust. Key features include one-click checkout (PayPal E...

8.7
Very Good
5 Square
Square

Square provides a unified commerce ecosystem, famous for its simple card reader and POS software. It seamlessly blends in-person, online, an...

8.7
Very Good
6 Helcim
Helcim

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full suite including vir...

8.7
Very Good
7 Braintree
Braintree

Braintree, a PayPal service, is a full-stack payment platform for mobile and web. It specializes in marketplaces and platforms with its powe...

8.7
Very Good
8 WooCommerce Payments
WooCommerce Payments

WooCommerce Payments is the official, integrated payment solution for stores built on WooCommerce and WordPress. It allows merchants to mana...

8.7
Very Good
9 QuickBooks Payments
QuickBooks Payments

QuickBooks Payments is Intuit's payment processing solution built directly into QuickBooks Online. It allows businesses to accept payments v...

8.7
Very Good
10 Paddle
Paddle

Paddle is a complete revenue delivery platform for SaaS companies, acting as a merchant of record. It handles payments, subscriptions, globa...

8.7
Very Good
11 Razorpay
Razorpay

Razorpay is a leading Indian financial technology company offering a full-stack payment gateway, banking, and lending platform. It supports...

8.7
Very Good
12 WePay
WePay

WePay, a J.P. Morgan Chase company, is a payment processor built specifically for platforms like crowdfunding sites, marketplaces, and SaaS...

8.4
Very Good
13 GoCardless
GoCardless

GoCardless specializes in recurring bank payments (direct debit) with a focus on B2B subscriptions and invoices. It enables businesses to co...

8.4
Very Good
14 Dwolla
Dwolla

Dwolla is an API-based platform focused on moving money between U.S. bank accounts via ACH and real-time payment networks like RTP. It enabl...

8.2
Very Good
15 Authorize.Net
Authorize.Net

Authorize.Net is a veteran payment gateway known for reliability and extensive integrations. It provides a stable platform for accepting pay...

7.8
Good
16 Clover
Clover

Clover is a comprehensive point-of-sale and business management system owned by Fiserv. It offers specialized hardware and software for rest...

7.8
Good
17 Payoneer
Payoneer

Payoneer specializes in cross-border payments and mass payouts for businesses, freelancers, and marketplaces. It enables users to receive fu...

7.8
Good
18 Fattmerchant
Fattmerchant

Fattmerchant (now Stax) offers a unique subscription-based pricing model with true interchange-plus pass-through rates. It provides an omnic...

7.8
Good
19 2Checkout (now Verifone)
2Checkout (now Verifone)

2Checkout (rebranded under Verifone) is a global monetization platform specializing in digital goods, SaaS, and subscription services. It ac...

7.8
Good
20 PaymentCloud
PaymentCloud

PaymentCloud is a merchant services provider specializing in high-risk and hard-to-place businesses. It offers solutions for industries like...

7.8
Good

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