description Dwolla Overview
Dwolla is an API-based platform focused on moving money between U.S. bank accounts via ACH and real-time payment networks like RTP. It enables businesses to build white-label payment experiences for bank transfers. It targets fintechs, marketplaces, and platforms needing to send or receive bulk payments.
It uses a low, per-transaction fee (e.g., $0.50) rather than a percentage. It scores for its robust, flexible API designed specifically for bank payments, offering a cost-effective alternative to card networks for large or recurring transfers, especially within B2B and gig economy contexts.
help Dwolla FAQ
What is the difference between ACH and RTP networks?
ACH is a batch processing system, while RTP (Real-Time Payments) allows instant transfers.
Is Dwolla secure?
Dwolla uses industry-standard security measures to protect user data and transactions.
Does Dwolla support international payments?
While primarily focused on U.S. markets, some limited international capabilities are available.
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