Best Payment Processor

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trending_up Scored across 12 criteria

Rankings use category fit, feature coverage, pricing signals, public reception, and recency. Affiliate relationships do not affect scores.

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0.0 10.0
Best 1 Stripe
Stripe
Free Plan Available From $0.29/transaction + 2.9% + $0.05 fee

Stripe is a developer-focused payment processor known for its powerful API and flexible platform. It provides a comprehensive suite of tools for accepting payments online, including payment gateway, f...

9.68 Brilliant
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2 Helcim
Helcim
From $29/mo

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full suite including virtual terminal, invoicing, and a mobile card reader. It targe...

9.34 Excellent
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3 Adyen
Adyen
Free Plan Available From Free (with limited features)

Adyen is the powerhouse payment platform for global enterprises. Unlike aggregators, Adyen acts as a full-stack payment gateway, processor, and acquirer in one. This allows large-scale businesses to o...

9.23 Excellent
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4
QU
QuickBooks Payments
From $25/mo

QuickBooks Payments is Intuit's payment processing solution built directly into QuickBooks Online. It allows businesses to accept payments via invoice, in-person, or online and have transactions autom...

9.11 Excellent
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5 Paddle
Paddle
Free Plan Available From $29/month

Paddle is a complete revenue delivery platform for SaaS companies, acting as a merchant of record. It handles payments, subscriptions, global sales tax/VAT, and compliance in one solution. It targets...

9.09 Excellent
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6 Mollie
Mollie
Free Plan Available From Free or N/A

Mollie is a versatile payment processor that supports multiple payment methods, including bank transfers, credit cards, and e-wallets. It's ideal for businesses operating in Europe and beyond due to i...

9.03 Excellent
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7 PaymentCloud
PaymentCloud

PaymentCloud is a merchant services provider specializing in high-risk and hard-to-place businesses. It offers solutions for industries like CBD, travel, subscription boxes, and online gaming. It targ...

9.01 Excellent
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8 Razorpay
Razorpay
Free Plan Available From Free/mo for basic features

Razorpay is a leading Indian financial technology company offering a full-stack payment gateway, banking, and lending platform. It supports all popular Indian payment methods including UPI, net bankin...

9.01 Excellent
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9 PayPal
PayPal
Free Plan Available From Free or N/A

PayPal remains a dominant force in online payments, offering a widely recognized and trusted platform for both buyers and sellers. It supports a vast array of currencies and payment methods, including...

8.98 Very Good
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10 Square
Square
Free Plan Available From $27/mo

Square is a popular choice for small businesses, particularly those with both online and brick-and-mortar operations. It offers a comprehensive suite of tools, including a point-of-sale (POS) system,...

8.95 Very Good
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11 Square Online
Square Online
Free Plan Available From $20/mo

Square Online is a streamlined e-commerce builder deeply integrated with Square's POS and payment ecosystem. It's ideally suited for brick-and-mortar retailers and service-based businesses looking to...

8.86 Very Good
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12 Network for Good
Network for Good
Free Plan Available From $25/mo

Network for Good is a donation processing platform that simplifies the process of accepting donations online. It offers tools for creating donation pages, integrating with popular payment gateways, an...

8.76 Very Good
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13 CyberSource Secure Acceptance
CyberSource Secure Acceptance
From $29.00/mo

CyberSource Secure Acceptance offers advanced payment security features, including card-not-present transactions and PCI DSS compliance. It ensures secure handling of sensitive customer data during on...

8.73 Very Good
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14 CyberSource
CyberSource
From $25/month

CyberSource offers advanced payment security solutions, including card-not-present transactions and PCI DSS compliance. Its tools help protect sensitive customer data during online transactions, ensur...

8.68 Very Good
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15 WooCommerce Payments
WooCommerce Payments
Free Plan Available From $2.9% + $0.30 per transaction

WooCommerce Payments is the official, integrated payment solution for stores built on WooCommerce and WordPress. It allows merchants to manage payments directly within their WordPress dashboard. It is...

8.65 Very Good
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16 Authorize.Net
Authorize.Net
Free Plan Available From $50/month

Authorize.net is one of the oldest and most trusted payment gateways in the industry. It is a classic choice for businesses that prefer a traditional merchant account setup. Known for its reliability...

8.47 Very Good
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17 PayU
PayU
Free Plan Available

PayU is a payment processor that caters to businesses in Europe and India, offering a range of payment methods including credit cards, bank transfers, and e-wallets. It provides robust fraud protectio...

8.36 Very Good
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18 GoCardless
GoCardless
Free Plan Available From $20/mo for premium plan

GoCardless specializes in recurring bank payments (direct debit) with a focus on B2B subscriptions and invoices. It enables businesses to collect payments directly from customer bank accounts at a low...

8.28 Very Good
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19 Braintree
Braintree
Free Plan Available From $0.25/transaction + $0.15/card swipe fee

Braintree, a PayPal service, provides a powerful payment gateway that allows businesses to accept a wide variety of payment methods, including credit cards, digital wallets, and local payment options....

7.98 Good
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20 Clover
Clover
Free Plan Available From $29/mo

Clover is a comprehensive point-of-sale and business management system owned by Fiserv. It offers specialized hardware and software for restaurants, retail, and service businesses. It targets brick-an...

7.93 Good
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21 Fattmerchant
Fattmerchant
From $29/mo

Fattmerchant (now Stax) offers a unique subscription-based pricing model with true interchange-plus pass-through rates. It provides an omnichannel platform with API, virtual terminal, and POS integrat...

7.92 Good
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22 Worldpay
Worldpay
Free Plan Available From $29/mo

Worldpay is a massive global payment processor that serves businesses of all sizes, from small local shops to large multinational corporations. It offers a wide range of payment solutions, including P...

7.49 Good
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23 Boku
Boku
Free Plan Available From Free/mo for small businesses

Boku specializes in mobile payments, offering a range of payment methods including SMS and mobile wallet payments. It's particularly useful for businesses that need to cater to customers who prefer mo...

7.19 Good
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24 Payoneer
Payoneer
Free Plan Available From $5/month or Free

Payoneer specializes in cross-border payments and mass payouts for businesses, freelancers, and marketplaces. It enables users to receive funds in multiple currencies via local bank details. It target...

6.61 Fair
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25 Shopify Payments
Shopify Payments

Shopify Payments is the native payment solution for the Shopify ecosystem. By eliminating the need for third-party gateways, it streamlines the checkout process and reduces transaction fees for store...

5.65 Average
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26 WePay
WePay
Free Plan Available From $25/mo

WePay, a J.P. Morgan Chase company, is a payment processor built specifically for platforms like crowdfunding sites, marketplaces, and SaaS companies. It enables these platforms to offer embedded paym...

3.38 Poor
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