Best Payment Processor

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psychology AI-Assisted Ranking

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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0.0 10.0
Best 1 Stripe
Stripe

Stripe is a comprehensive, API-driven platform for internet businesses. It excels with its powerful, well-documented APIs for payments, subscriptions, invoicing, and complex revenue models like market...

9.2 Excellent
2 PaymentCloud
PaymentCloud

PaymentCloud is a merchant services provider specializing in high-risk and hard-to-place businesses. It offers solutions for industries like CBD, travel, subscription boxes, and online gaming. It targ...

8.7 Very Good
3 Adyen
Adyen

Adyen is a global financial technology platform for leading enterprises. It provides a single solution to accept payments anywhere (online, mobile, in-store) through direct acquiring, reducing interme...

8.7 Very Good
4 Paddle
Paddle

Paddle is a complete revenue delivery platform for SaaS companies, acting as a merchant of record. It handles payments, subscriptions, global sales tax/VAT, and compliance in one solution. It targets...

8.6 Very Good
5 Mollie
Mollie

Mollie is a versatile payment processor that supports multiple payment methods, including bank transfers, credit cards, and e-wallets. It's ideal for businesses operating in Europe and beyond due to i...

8.5 Very Good
6 Razorpay
Razorpay

Razorpay is a leading Indian financial technology company offering a full-stack payment gateway, banking, and lending platform. It supports all popular Indian payment methods including UPI, net bankin...

8.5 Very Good
7 Braintree
Braintree

Braintree, a PayPal service, is a full-stack payment platform for mobile and web. It specializes in marketplaces and platforms with its powerful Braintree Marketplace (now part of PayPal Commerce Plat...

8.5 Very Good
8 Helcim
Helcim

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full suite including virtual terminal, invoicing, and a mobile card reader. It targe...

8.5 Very Good
9 Shopify Payments
Shopify Payments

Shopify Payments is the native, fully integrated payment gateway for Shopify stores. It eliminates third-party gateway fees and simplifies setup within the Shopify admin. It is exclusively for merchan...

8.5 Very Good
10 Square
Square

Square provides a unified commerce ecosystem, famous for its simple card reader and POS software. It seamlessly blends in-person, online, and mobile payments. Target audience is small to medium retail...

8.5 Very Good
11 PayPal
PayPal

PayPal is a ubiquitous digital wallet and payment processor known for high consumer trust. Key features include one-click checkout (PayPal Express), Buy Now Pay Later (Pay in 4), and peer-to-peer via...

8.5 Very Good
12 Dwolla
Dwolla

Dwolla is an API-based platform focused on moving money between U.S. bank accounts via ACH and real-time payment networks like RTP. It enables businesses to build white-label payment experiences for b...

8.4 Very Good
13 WePay
WePay

WePay, a J.P. Morgan Chase company, is a payment processor built specifically for platforms like crowdfunding sites, marketplaces, and SaaS companies. It enables these platforms to offer embedded paym...

8.4 Very Good
14 Fattmerchant
Fattmerchant

Fattmerchant (now Stax) offers a unique subscription-based pricing model with true interchange-plus pass-through rates. It provides an omnichannel platform with API, virtual terminal, and POS integrat...

8.4 Very Good
15 QuickBooks Payments
QuickBooks Payments

QuickBooks Payments is Intuit's payment processing solution built directly into QuickBooks Online. It allows businesses to accept payments via invoice, in-person, or online and have transactions autom...

8.4 Very Good
16 WooCommerce Payments
WooCommerce Payments

WooCommerce Payments is the official, integrated payment solution for stores built on WooCommerce and WordPress. It allows merchants to manage payments directly within their WordPress dashboard. It is...

8.4 Very Good
17 Payoneer
Payoneer

Payoneer specializes in cross-border payments and mass payouts for businesses, freelancers, and marketplaces. It enables users to receive funds in multiple currencies via local bank details. It target...

8.4 Very Good
18 Clover
Clover

Clover is a comprehensive point-of-sale and business management system owned by Fiserv. It offers specialized hardware and software for restaurants, retail, and service businesses. It targets brick-an...

8.4 Very Good
19 Authorize.Net
Authorize.Net

Authorize.Net is a veteran payment gateway known for reliability and extensive integrations. It provides a stable platform for accepting payments online, via phone, or in-person. It suits established...

8.4 Very Good
20 PayU
PayU

PayU is a payment processor that caters to businesses in Europe and India, offering a range of payment methods including credit cards, bank transfers, and e-wallets. It provides robust fraud protectio...

8.3 Very Good
21 Boku
Boku

Boku specializes in mobile payments, offering a range of payment methods including SMS and mobile wallet payments. It's particularly useful for businesses that need to cater to customers who prefer mo...

8.1 Very Good
22 GoCardless
GoCardless

GoCardless specializes in recurring bank payments (direct debit) with a focus on B2B subscriptions and invoices. It enables businesses to collect payments directly from customer bank accounts at a low...

8.0 Very Good
23 2Checkout (now Verifone)
2Checkout (now Verifone)

2Checkout (rebranded under Verifone) is a global monetization platform specializing in digital goods, SaaS, and subscription services. It acts as a merchant of record, handling global payments, tax co...

7.8 Good
24 PayPal Here
PayPal Here

PayPal Here is a point-of-sale solution that allows businesses to accept payments via credit cards, debit cards, and mobile wallets. It's particularly useful for small businesses and freelancers who n...

7.5 Good
25 Worldpay
Worldpay

Worldpay is a payment processor that offers a range of services including card-not-present transactions, mobile payments, and e-wallets. It supports businesses in over 100 countries and provides advan...

7.2 Good
26 Payoneer Business Card
Payoneer Business Card

The Payoneer Business Card is a payment processor that allows businesses to accept and manage payments from around the world. It supports multiple currencies and provides advanced fraud protection fea...

6.8 Fair
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