description PNC Virtual Wallet Student Overview
The PNC Virtual Wallet Student is an online banking service designed for young adults managing their finances. It combines a savings account with integrated budgeting tools to help students track spending and build savings habits. The app facilitates easy mobile access and offers features tailored to the financial needs of college students and recent graduates.
help PNC Virtual Wallet Student FAQ
What are the Spend, Reserve and Growth accounts in Virtual Wallet Student?
PNC combines three linked accounts: Spend is the primary checking account, Reserve is an interest-bearing checking account for short-term goals, and Growth is a savings account. They appear together inside the Virtual Wallet tools.
Does PNC Virtual Wallet Student charge a monthly fee?
PNC's current fee schedule provides no monthly service charge during the first six years after opening. The bank may request proof of enrollment at a qualifying educational institution.
How much money is required to open the account?
PNC lists a $25 minimum for opening the Spend account through some channels. The minimum is $0 when Virtual Wallet Student is opened online.
What happens after the six-year student period ends?
The special student fee treatment ends, and the account becomes subject to the terms then applicable to its standard Virtual Wallet relationship. The customer should review the current fee schedule before that transition.
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