swap_horiz Lendio Alternatives

Looking for alternatives to Lendio? Compare the top Service options ranked by our AI scoring system.

You're looking at alternatives to:
Lendio

Lendio

Lendio is not a lender itself, but a massive marketplace that connects business owners with over 75 different lenders. By filling out one application, you can receive multiple offers, allowing you to compare rates and terms side-by-side. This is an incredibly powerful tool for finding the most affor...

6.8 Fair

apps Top Lendio Alternatives

The top alternative to Lendio in 2026 is SmartBiz with a score of 7.3/10, followed by First Dakota (7.3) and Kabbage (American Express) (8.7).

1
SmartBiz

SmartBiz

SmartBiz is a fintech platform that simplifies the SBA loan application process by matching borrowers with a network of...

Small Business Online Platform Convenience Fast Approval
7.3 Good
2
First Dakota

First Dakota

First Dakota is a regional lender specializing in SBA loans, term loans, and lines of credit for small businesses. They...

Small Business Sba Loans Term Loans Lines Of Credit
7.3 Good
3
Kabbage (American Express)

Kabbage (American Express)

Kabbage, now part of American Express, is a well-known name in small business lending that has expanded into banking. Th...

Automation Small Business Established Lending
8.7 Very Good
4
OnDeck

OnDeck

OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are highe...

Small Business Accessible Working Capital Short Term
8.5 Very Good
5
National Funding

National Funding

National Funding provides term loans, lines of credit, and merchant cash advances to small businesses. They offer a rang...

Small Business Term Loans Lines Of Credit Merchant Cash Advance
7.8 Good
6
Direct Funding

Direct Funding

Direct Funding provides term loans and lines of credit to small businesses. They focus on businesses with a history of r...

Small Business Online Lender Term Loans Lines Of Credit
7.4 Good
7
Funding Partners

Funding Partners

Funding Partners provides term loans and lines of credit to small businesses. They focus on businesses with a history of...

Small Business Online Lender Term Loans Lines Of Credit
7.2 Good
8
LoanBuilder

LoanBuilder

LoanBuilder focuses on providing personal loans for small business owners and entrepreneurs. Loan amounts range from $1,...

Small Business Credit Building Flexible Terms Fast Funding
7.1 Good
9
Biz2Credit

Biz2Credit

Biz2Credit is a marketplace that connects business owners with a wide range of lenders. They use a proprietary algorithm...

Fast Marketplace Comparison Diverse Options
5.7 Average
10
Policygenius

Policygenius

Policygenius is not an insurance carrier itself, but a powerful marketplace that allows you to compare quotes from top-r...

Auto Insurance Marketplace Comprehensive Comparison
9.1 Excellent
11
SBA.gov (Small Business Administration)

SBA.gov (Small Business Administration)

SBA.gov is the official website of the Small Business Administration. It doesn't directly lend money but guarantees loan...

Small Business Sba Loans Government Backed 7A Loans
8.2 Very Good
12
Credibly

Credibly

Credibly offers working capital loans, merchant cash advances, and lines of credit to small businesses. They cater to bu...

Small Business Working Capital Lines Of Credit Merchant Cash Advance
8.0 Very Good
13
Kabbage (by American Express)

Kabbage (by American Express)

Kabbage, now part of the American Express family, is best known for its small business lending platform, which provides...

Automation Small Business Flexible Convenience
7.9 Good
14
CAN Capital

CAN Capital

CAN Capital offers merchant cash advances and term loans to small businesses, often those with point-of-sale systems. Th...

Small Business Point Of Sale Term Loans Merchant Cash Advance
7.7 Good
15
Dealstruck

Dealstruck

Dealstruck offers term loans and revenue-based financing to small businesses. They focus on businesses with consistent r...

Small Business Revenue Based Online Lender Term Loans
7.4 Good
16
Funding Circle

Funding Circle

Funding Circle is a global leader in peer-to-peer business lending. They connect businesses directly with investors, whi...

Fast Professional Small Business Global
7.3 Good
17
Chase Business Complete Banking Card

Chase Business Complete Banking Card

This card is integrated directly into the Chase Business Complete Banking account, making it an incredibly convenient op...

Small Business Integrated Convenience Banking
7.3 Good
18
MobiMatter

MobiMatter

MobiMatter is another excellent marketplace for eSIMs, known for its aggressive pricing and frequent deals. They aggrega...

Marketplace Global Comparison Travel Tech
6.7 Fair
19
Novo

Novo

Novo is a mobile-first banking platform that prioritizes simplicity and speed for freelancers and small business owners....

Small Business Mobile First Business Banking Integrations
6.3 Fair
20
ChatHub

ChatHub

ChatHub is a browser extension that allows you to chat with multiple AI models simultaneously in a split-screen view. It...

Productivity Browser Extension Multi Model Convenience
6.3 Fair

summarize Quick Comparison Summary

Alternative Score vs Lendio Action
SmartBiz 7.3 +0.5 Compare
First Dakota 7.3 +0.5 Compare
Kabbage (American Express) 8.7 +1.9 Compare
OnDeck 8.5 +1.7 Compare
National Funding 7.8 +1.0 Compare
Direct Funding 7.4 +0.6 Compare
Funding Partners 7.2 +0.4 Compare
LoanBuilder 7.1 +0.3 Compare
Biz2Credit 5.7 -1.1 Compare
Policygenius 9.1 +2.3 Compare

See all Service ranked by score

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help Frequently Asked Questions

What are the best alternatives to Lendio?
The top alternatives to Lendio in 2026 include SmartBiz, First Dakota, Kabbage (American Express), OnDeck, National Funding. Each offers unique features and is objectively scored on Lunoo to help you compare.
How does Lendio compare to its competitors?
Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. Lendio scores 6.8/10. Click any alternative above to see a detailed side-by-side comparison.
Is Lendio worth it in 2026?
Lendio scores 6.8/10 in the Service category. We recommend comparing it with the 20 alternatives listed above to find the best fit for your needs.
What is the best free alternative to Lendio?
Several alternatives to Lendio offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.
Why should I switch from Lendio?
Common reasons users look for Lendio alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.
How many alternatives to Lendio are there?
Lunoo currently lists 20 scored alternatives to Lendio in the Service category, ranked by our AI-powered evaluation system.
Which Lendio alternative has the highest rating?
SmartBiz currently holds the highest rating among Lendio alternatives with a score of 7.3/10.
Can I use SmartBiz instead of Lendio?
SmartBiz is one of the top-rated alternatives to Lendio. While they serve similar purposes in the Service space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.
What is the cheapest alternative to Lendio?
Pricing varies among Lendio alternatives. We recommend checking each alternative's website for current pricing. Many options in the Service category offer free tiers or competitive pricing.
How are Lendio alternatives ranked on Lunoo?
Lunoo uses an AI-powered scoring system that analyzes features, user reviews, expert opinions, market presence, and value to provide objective 0-10 scores. Rankings are updated continuously.
Lendio vs SmartBiz: which is better?
Lendio scores 6.8/10 while SmartBiz scores 7.3/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Lendio vs First Dakota: which is better?
Lendio scores 6.8/10 while First Dakota scores 7.3/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Lendio vs Kabbage (American Express): which is better?
Lendio scores 6.8/10 while Kabbage (American Express) scores 8.7/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

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