description Baccarat Overview
Baccarat is a comparing-card casino game in which a player hand and a banker hand are dealt, with the outcome determined by which hand has a total closer to nine. Number cards count at face value, tens and picture cards count as zero, and only the final digit of a total is used. The game has roots in European gambling traditions and is played in several established casino variants.
help Baccarat FAQ
How are cards scored in baccarat?
Aces count as 1, cards from 2 through 9 count at face value, and tens and picture cards count as zero. Only the last digit of the hand total is used, so 7 plus 6 produces a baccarat total of 3. [Baccarat rules](https://www.pagat.com/banking/baccarat.html)
What is a natural 8 or 9 in baccarat?
A natural is an initial two-card total of 8 or 9, and the coup normally ends immediately. A total of 9 is the best possible baccarat score because the game ignores tens digits. [California Bureau of Gambling Control rules](https://oag.ca.gov/sites/all/files/agweb/pdfs/gambling/BGC_cfb.pdf)
Does the player choose whether to draw a third card?
In Punto Banco, the draw is controlled by fixed tableau rules rather than player choice. If neither hand has a natural, the player hand draws on 0 through 5 and stands on 6 or 7, while the banker rule depends on the player's third card. [Baccarat rules](https://www.pagat.com/banking/baccarat.html)
What is the difference between Punto Banco and Chemin de Fer?
Punto Banco is the casino version in which the house banks the game and the third-card decisions follow fixed rules. In Chemin de Fer, players take a more active role in banking and deciding how a hand is played. [Baccarat rules](https://www.pagat.com/banking/baccarat.html)
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