zoom_in Click to enlarge

Capital One Spark 1.5x

▲ ▼

description Capital One Spark 1.5x Overview

The Capital One Spark 1.5x is a small business credit card issued by Capital One. It provides cardholders with a flat 1.5% cash back rate on all eligible purchases, simplifying rewards tracking without requiring category activations or spending limits. This financial product is specifically designed for small business owners seeking straightforward cash back on everyday operational expenses and vendor payments.

help Capital One Spark 1.5x FAQ

Which Capital One business card earns 1.5% cash back?

The relevant product is generally marketed as Spark Cash Select rather than simply Spark 1.5x. It earns unlimited 1.5% cash back on ordinary purchases, while Capital One's miles cards express rewards as miles rather than a percentage.

Does the Capital One Spark 1.5% card have an annual fee?

Spark Cash Select is offered without an annual fee. Capital One also sells other Spark cards with different reward rates, bonuses, and fees, so applicants should confirm the exact product name on the application.

Can cash back be redeemed as statement credit?

Yes. Capital One business cash rewards can generally be redeemed as a statement credit or check, and cardholders can set automatic redemption preferences.

Does applying for Spark Cash Select affect personal credit?

Capital One generally requires a personal guarantee from the business owner and may check the owner's personal credit during application. Approval and reporting behavior depend on the specific business-card account and the applicant's circumstances.

swap_horiz

Looking for Capital One Spark 1.5x alternatives? Compare top competitors ranked & scored

arrow_forward