CITI Savings Plus

The CITI Savings Plus account is a solid option for existing CITI customers looking to earn a better return on their cash. It offers a decent yield compared to standard savings accounts, though it often requires maintaining a specific relationship or balance tier to achieve the most competitive rates. It is a very good choice for those who already use CITI for credit cards or checking, as it simplifies financial management. However, for those without an existing relationship, the process of opening and managing the account can be less intuitive than modern fintech alternatives.