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description CITI Savings Plus Overview

The CITI Savings Plus account is a solid option for existing CITI customers looking to earn a better return on their cash. It offers a decent yield compared to standard savings accounts, though it often requires maintaining a specific relationship or balance tier to achieve the most competitive rates. It is a very good choice for those who already use CITI for credit cards or checking, as it simplifies financial management. However, for those without an existing relationship, the process of opening and managing the account can be less intuitive than modern fintech alternatives.

help CITI Savings Plus FAQ

What is CITI Savings Plus?
The CITI Savings Plus account is a solid option for existing CITI customers looking to earn a better return on their cash. It offers a decent yield compared to standard savings accounts, though it often requires maintaining a specific relationship or balance tier to achieve the most competitive rates. It is a very good choice for those who already use CITI for credit cards or checking, as it simplifies financial management. However, for those without an existing relationship, the process of opening and managing the account can be less intuitive than modern fintech alternatives.
How good is CITI Savings Plus?
CITI Savings Plus scores 8.2/10 (Very Good) on Lunoo, making it a well-rated option in the Finance category.
What are the best alternatives to CITI Savings Plus?
How does CITI Savings Plus compare to Marcus by Goldman Sachs Online Savings?
See our detailed comparison of CITI Savings Plus vs Marcus by Goldman Sachs Online Savings with scores, features, and an AI-powered verdict.
Is CITI Savings Plus worth it in 2026?
With a score of 8.2/10, CITI Savings Plus is highly rated in Finance. See all Finance ranked.

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