Credit Karma has been around since 2007 and has partnered with two of the major credit bureaus — Equifax and TransUnion — to offer your free credit report. You can access your credit reports at any time by logging into your account either directly through your web browser or through their mobile app. Your credit report information is updated as often as once per week, giving you continued access to changes in your credit information. You’ll have access to your credit report information along with an explanation of the factors that are currently contributing to your credit score.
| Api | Limited API access available for developers |
| Languages | English, Spanish |
| Platforms | Web, iOS, Android |
| Integrations | Mint, Personal Capital, NerdWallet |
Yes, Credit Karma offers a free service with basic features. Premium features are available through a paid subscription.
Credit Karma updates your credit report weekly from Equifax and TransUnion.
Credit Karma is primarily designed for personal use. For business credit reports, you may need to consider other services.
Individuals looking for free credit monitoring and basic financial advice.
They give terrible advice regarding credit options and how to rebuild your credit. I am thinking of trying Experian because I am tired of filing disputes only to win and my credit score not be affected at all. Very disappointing 😞
Credit Karma always have the latest update on your credit report and score. I will continue to use them for my future credit reporting.
The new Credit Builder account has risen my credit score 77 points since July 11th.. could not be happier with the decision to try it out. It's so simple and is essentially a debit card. You can transfer money back and forth from the credit building account and you main account instantly and then you just use it like you would a normal debit card and Credit Karma takes care of the rest..
I'm always skeptical when I see too many ads for a product, but since day one, I have had nothing but satisfaction with credit karma. I recommend it to all my friends and family, and to anyone becoming an adult wanting to learn and understand more about their credit and future opportunities.
I have used credit karma for years and it saved my credit. I was reported to collections by an account that was paid off and was not notified by the creditor prior to collections. The only way I knew there was an issue was by credit karma. I was able to dispute it and keep my credit in good standing.
The Instant Karma reimbursement is no joke! I was reimbursed for a purchase of over $40, with no strings attached! Just sign up for the Debit Card, add funds, and start using it.
They give terrible advice regarding credit options and how to rebuild your credit. I am thinking of trying Experian because I am tired of filing disputes only to win and my credit score not be affected at all. Very disappointing 😞
Credit Karma always have the latest update on your credit report and score. I will continue to use them for my future credit reporting.
The new Credit Builder account has risen my credit score 77 points since July 11th.. could not be happier with the decision to try it out. It's so simple and is essentially a debit card. You can transfer money back and forth from the credit building account and you main account instantly and then you just use it like you would a normal debit card and Credit Karma takes care of the rest..
I'm always skeptical when I see too many ads for a product, but since day one, I have had nothing but satisfaction with credit karma. I recommend it to all my friends and family, and to anyone becoming an adult wanting to learn and understand more about their credit and future opportunities.
I have used credit karma for years and it saved my credit. I was reported to collections by an account that was paid off and was not notified by the creditor prior to collections. The only way I knew there was an issue was by credit karma. I was able to dispute it and keep my credit in good standing.
The Instant Karma reimbursement is no joke! I was reimbursed for a purchase of over $40, with no strings attached! Just sign up for the Debit Card, add funds, and start using it.
They give terrible advice regarding credit options and how to rebuild your credit. I am thinking of trying Experian because I am tired of filing disputes only to win and my credit score not be affected at all. Very disappointing 😞
Credit Karma always have the latest update on your credit report and score. I will continue to use them for my future credit reporting.
The new Credit Builder account has risen my credit score 77 points since July 11th.. could not be happier with the decision to try it out. It's so simple and is essentially a debit card. You can transfer money back and forth from the credit building account and you main account instantly and then you just use it like you would a normal debit card and Credit Karma takes care of the rest..
I'm always skeptical when I see too many ads for a product, but since day one, I have had nothing but satisfaction with credit karma. I recommend it to all my friends and family, and to anyone becoming an adult wanting to learn and understand more about their credit and future opportunities.
I have used credit karma for years and it saved my credit. I was reported to collections by an account that was paid off and was not notified by the creditor prior to collections. The only way I knew there was an issue was by credit karma. I was able to dispute it and keep my credit in good standing.
The Instant Karma reimbursement is no joke! I was reimbursed for a purchase of over $40, with no strings attached! Just sign up for the Debit Card, add funds, and start using it.
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