description Divvy (Bill.com) Overview

Divvy, now part of Bill.com, provides agencies with virtual corporate cards and robust expense controls. It allows for setting spending limits per card and category, preventing overspending. Real-time reporting provides immediate visibility into spending patterns. It integrates with QuickBooks and other accounting software.

Divvys virtual card feature is particularly useful for managing client expenses. Pricing is based on the number of cards and features, starting around $15/month. Its excellent for agencies needing strict expense control.

info Divvy (Bill.com) Specifications

balance Divvy (Bill.com) Pros & Cons

thumb_up Pros
  • check Virtual corporate cards enable flexible, instant issuance for team members without physical cards
  • check Granular spending controls allow limits per card, category, and merchant to prevent overspending
  • check Real-time reporting provides immediate visibility into spending patterns and expenses
  • check Seamless integration with QuickBooks and Bill.com streamlines accounting workflows
  • check Built-in approval workflows help enforce financial policies across teams
  • check Automatic transaction categorization reduces manual data entry and reconciliation time
thumb_down Cons
  • close Since being acquired by Bill.com, some features and pricing structures may have changed
  • close Relies on QuickBooks integration for full accounting value; limited standalone functionality
  • close Corporate card approval process may require credit checks and business verification
  • close Learning curve for admins to configure complex spending policies and limits
  • close Transaction limits may not suit all business sizes, particularly high-volume agencies

help Divvy (Bill.com) FAQ

How does Divvy integrate with Bill.com and QuickBooks?

Divvy syncs directly with QuickBooks and Bill.com to automatically import transactions, categorize expenses, and create matching journal entries. This eliminates manual data entry and keeps accounting records continuously updated across platforms.

Can I set custom spending limits for different team members?

Yes, Divvy allows you to assign individual spending limits per virtual card, set category-specific restrictions, and create merchant blacklists. Limits can be adjusted in real-time through the dashboard or mobile app.

What types of businesses is Divvy best suited for?

Divvy targets agencies, marketing firms, and mid-sized businesses needing centralized expense management. Its team-based card issuance and approval workflows work best for organizations with multiple employees making business purchases.

Does Divvy charge fees for virtual corporate cards?

Divvy operates on a subscription model through Bill.com. Specific pricing varies based on team size and selected features. Interested users should contact Bill.com sales for current rates and plan details.

How does expense approval work in Divvy?

Admins can configure custom approval workflows where transactions above certain thresholds require manager review before finalization. Receipt capture and notes can be attached directly to transactions for complete documentation.

What is Divvy (Bill.com)?
Divvy, now part of Bill.com, provides agencies with virtual corporate cards and robust expense controls. It allows for setting spending limits per card and category, preventing overspending. Real-time reporting provides immediate visibility into spending patterns. It integrates with QuickBooks and other accounting software. Divvys virtual card feature is particularly useful for managing client expenses. Pricing is based on the number of cards and features, starting around $15/month. Its excellent for agencies needing strict expense control.
How good is Divvy (Bill.com)?
Divvy (Bill.com) scores 8.8/10 (Very Good) on Lunoo, making it a well-rated option in the SAAS category. Divvy scores 8.8/10 due to its powerful combination of virtual card issuance, granular spending controls, and real-time visibility that directly addre...
What are the best alternatives to Divvy (Bill.com)?
See our alternatives page for Divvy (Bill.com) for a ranked list with scores. Top alternatives include: Yellow Card, Pleo, Fyle.
How does Divvy (Bill.com) compare to Yellow Card?
See our detailed comparison of Divvy (Bill.com) vs Yellow Card with scores, features, and an AI-powered verdict.
Is Divvy (Bill.com) worth it in 2026?
With a score of 8.8/10, Divvy (Bill.com) is highly rated in SAAS. See all SAAS ranked.
What are the key specifications of Divvy (Bill.com)?
  • Card Type: Virtual corporate cards with optional physical cards
  • Reporting: Real-time dashboards, exportable reports in CSV/PDF
  • API Access: RESTful API for custom integrations (Enterprise plans)
  • Integrations: QuickBooks, Bill.com, Xero, Sage Intacct, NetSuite, Sage 300
  • Platform Access: Web dashboard and mobile apps (iOS/Android)
  • Spending Limits: Per-card, per-category, and per-merchant restrictions

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