description First Tech Credit Union Overview
First Tech Credit Union is known for its low-interest rates, no fees, and comprehensive financial services. It offers online and mobile banking for easy account management. First Tech also provides financial education resources and personalized customer service, making it a top choice for members looking for affordable and reliable banking solutions.
info First Tech Credit Union Specifications
| Founded | 1930 |
| Asset Size | $25.98 Billion (as of 2023) |
| Atm Network | CO-OP Network |
| Routing Number | 353484278 |
| Headquarters Location | Portland, Oregon |
| Membership Eligibility | Based on employment, residency, or family relationship |
| Insurance Types Offered | Auto, Home, Life, and Renters |
| Mobile App Availability | iOS and Android |
| Online Banking Platform | Proprietary platform |
balance First Tech Credit Union Pro & Contro
- Competitive Low Interest Rates: First Tech consistently offers lower interest rates on loans and mortgages compared to many national banks.
- No or Low Fees: The credit union is known for minimizing or eliminating common banking fees like overdraft fees and monthly maintenance charges.
- Comprehensive Financial Services: Provides a wide range of services including checking and savings accounts, loans, mortgages, investment options, and insurance.
- User-Friendly Online and Mobile Banking: Offers a robust and intuitive online and mobile banking platform for convenient account management and transactions.
- Personalized Customer Service: Members frequently praise the credit union's commitment to personalized and responsive customer support.
- Financial Education Resources: First Tech provides valuable financial literacy tools and resources to help members make informed decisions.
- Limited Geographic Availability: Primarily serves members in Oregon, Washington, Idaho, and California, restricting access for those outside this region.
- Membership Requirements: Requires membership eligibility, typically based on employment or residency, which can be a barrier for some.
- ATM Network Size: While they have a network, it's smaller than those of larger national banks, potentially leading to higher fees when using out-of-network ATMs.
- Investment Options Limited: While they offer investment services, the range of investment products might be less extensive than those offered by dedicated brokerage firms.
- Branch Count: Fewer physical branch locations compared to larger national banks, which may be inconvenient for those preferring in-person banking.
help First Tech Credit Union FAQ
How do I become a member of First Tech Credit Union?
Membership is typically based on employment, residency, or family relationship with an existing member. Check the First Tech website for specific eligibility requirements and how to apply for membership.
What are the current interest rates on First Tech's mortgage loans?
Mortgage rates fluctuate based on market conditions. Visit the First Tech website or contact a loan officer directly for the most up-to-date rates and available loan programs.
Does First Tech Credit Union offer mobile check deposit?
Yes, First Tech offers mobile check deposit through their mobile banking app, allowing members to conveniently deposit checks from anywhere with a smartphone or tablet.
What types of accounts does First Tech Credit Union offer?
First Tech offers a variety of accounts including checking, savings, money market, certificates of deposit (CDs), and retirement accounts, catering to diverse financial needs.
What is First Tech Credit Union?
How good is First Tech Credit Union?
How much does First Tech Credit Union cost?
What are the best alternatives to First Tech Credit Union?
What is First Tech Credit Union best for?
First Tech Credit Union is ideal for individuals and families residing in the Pacific Northwest seeking competitive rates, low fees, and a personalized banking experience with a focus on financial well-being.
How does First Tech Credit Union compare to Mariner Federal Credit Union?
Is First Tech Credit Union worth it in 2026?
What are the key specifications of First Tech Credit Union?
- Founded: 1930
- Asset Size: $25.98 Billion (as of 2023)
- ATM Network: CO-OP Network
- Routing Number: 353484278
- Headquarters Location: Portland, Oregon
- Membership Eligibility: Based on employment, residency, or family relationship
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