How does OpenSky® Secured Credit Card compare to competitors?

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OpenSky® Secured Credit Card

5.5

Average

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description OpenSky® Secured Credit Card Overview

The OpenSky® Secured Credit Card is notable for its no credit check approval process, making it accessible to those with severely damaged credit. It requires a security deposit of $200, $300, or $500. While it has an annual fee, it still offers a valuable opportunity to rebuild credit. OpenSky reports to all three credit bureaus and may offer an upgrade to an unsecured card based on responsible usage.

It's a good option for those who have been denied elsewhere.

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What is OpenSky® Secured Credit Card?

The OpenSky® Secured Credit Card is notable for its no credit check approval process, making it accessible to those with severely damaged credit. It requires a security deposit of $200, $300, or $500. While it has an annual fee, it still offers a valuable opportunity to rebuild credit. OpenSky reports to all three credit bureaus and may offer an upgrade to an unsecured card based on responsible usage. It's a good option for those who have been denied elsewhere.

How good is OpenSky® Secured Credit Card?

OpenSky® Secured Credit Card scores 5.5/10 (Average) on Lunoo, making it rated in the Services category.

What are the best alternatives to OpenSky® Secured Credit Card?

See our alternatives page for OpenSky® Secured Credit Card for a ranked list with scores. Top alternatives include: First Access Secured Credit Card, Alliant Signature Student Credit Card, Discover it Secured Credit Card.

How does OpenSky® Secured Credit Card compare to First Access Secured Credit Card?

See our detailed comparison of OpenSky® Secured Credit Card vs First Access Secured Credit Card with scores, features, and an AI-powered verdict.

Is OpenSky® Secured Credit Card worth it in 2026?

With a score of 5.5/10, OpenSky® Secured Credit Card is a solid option in Services. See all Services ranked.

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