Best Secured Card

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Discover it Secured Credit Card
Discover it Secured Credit Card
Free Plan Available

The Discover it® Secured Credit Card stands out with its rotating quarterly cash back rewards, a rare benefit for secured cards. Requiring a $200 security deposit, it reports to all three credit burea...

9.1 Excellent
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2 Simple Student Credit Card
Simple Student Credit Card

The Simple Student Credit Card is a secured card from Discover, designed for students with no credit history or those who have had difficulty getting approved for other cards. It requires a security d...

8.4 Very Good
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3 Capital One Quicksilver Secured Credit Card
Capital One Quicksilver Secured Credit Card

Designed for those with limited or damaged credit, the Capital One Quicksilver Secured Credit Card requires a security deposit that acts as your credit line. It offers 1.5% cashback on all purchases a...

7.8 Good
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4 Capital One Spark Simple Secured Credit Card
Capital One Spark Simple Secured Credit Card

The Capital One Spark Simple Secured Credit Card is designed for small business owners looking to build credit. It requires a security deposit, which acts as your credit line, and offers rewards on pu...

7.4 Good
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5 First Progress Platinum Elite Rewards Credit Card
First Progress Platinum Elite Rewards Credit Card

The First Progress Platinum Elite Rewards Credit Card is a secured card designed for those with limited or damaged credit. It offers 1% cashback on purchases and helps build credit history. The secure...

7.2 Good
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6 First Access Secured Credit Card
First Access Secured Credit Card

The First Access Secured Credit Card is another secured card option for students with limited or no credit history. It requires a security deposit and reports to the major credit bureaus. While it doe...

7.2 Good
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7 OpenSky® Secured Credit Card
OpenSky® Secured Credit Card

The OpenSky® Secured Credit Card is notable for its no credit check approval process, making it accessible to those with severely damaged credit. It requires a security deposit of $200, $300, or $500....

7.2 Good
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8 Nexus Rewards Credit Card
Nexus Rewards Credit Card

The Nexus Rewards Credit Card is a secured card designed for those with limited or damaged credit. It offers 1% cashback on purchases and helps build credit history. The secured nature provides a safe...

7.0 Good
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9 Flagship Bank Visa
Flagship Bank Visa

The Flagship Bank Visa is a basic credit card offering standard rewards and benefits. It's a suitable option for those seeking a simple credit card with no annual fee. However, the rewards rates are n...

6.2 Fair
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10 Alliant Signature Student Credit Card
Alliant Signature Student Credit Card

The Alliant Signature Student Credit Card is a secured card that requires a signature as collateral, rather than a deposit. It reports to the major credit bureaus and has no annual fee. It's a good op...

6.0 Fair
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