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Personal Capital

9.2

Excellent

Free Plan • From $19.95/mo

language

description Personal Capital Overview

Personal Capital, now Empower, is the premier tool for tracking net worth and managing complex financial lives. While it offers professional wealth management services, its free dashboard is widely considered the best in the industry for aggregating accounts, tracking investments, and monitoring cash flow. It provides deep insights into your portfolio's performance, fees, and asset allocation.

It is an essential tool for anyone who wants a clear, holistic view of their financial health, regardless of where their assets are held. It is less of a trading platform and more of a financial command center.

recommend Best for: Ideal for investors seeking detailed portfolio insights and personalized financial guidance.

info Personal Capital Specifications

Api	Available for developers
Platform	Web, iOS, Android
Languages	English
Integrations	BofA, Charles Schwab, Fidelity, Vanguard, and over 4,000 financial institutions

balance Personal Capital Pros & Cons

thumb_up Pros

check Detailed portfolio analysis
check Net worth tracking
check Personalized financial advice
check Supports multiple accounts

thumb_down Cons

close Limited investment options outside of mutual funds and ETFs
close Higher fees for advisory services
close Steep learning curve for new users
close Less focus on day-to-day transaction management

help Personal Capital FAQ

Is Personal Capital free to use?

Personal Capital offers a free version with limited features, while the premium version requires payment.

Does Personal Capital offer investment advice?

Yes, it provides personalized financial advice based on your portfolio and goals.

Can I track multiple accounts in one place?

Absolutely, you can link all your accounts to get a comprehensive view of your finances.

What is Personal Capital?

Personal Capital, now Empower, is the premier tool for tracking net worth and managing complex financial lives. While it offers professional wealth management services, its free dashboard is widely considered the best in the industry for aggregating accounts, tracking investments, and monitoring cash flow. It provides deep insights into your portfolio's performance, fees, and asset allocation. It is an essential tool for anyone who wants a clear, holistic view of their financial health, regardless of where their assets are held. It is less of a trading platform and more of a financial command center.

How good is Personal Capital?

Personal Capital scores 9.2/10 (Excellent) on Lunoo, making it one of the highest-rated options in the Accounting category. Personal Capital scores 8.8/10 due to its robust portfolio analysis, net worth tracking, and personalized financial advice. However, the higher fees f...

How much does Personal Capital cost?

Free Plan • From $19.95/mo. Visit the official website for the most up-to-date pricing.

What are the best alternatives to Personal Capital?

See our alternatives page for Personal Capital for a ranked list with scores. Top alternatives include: SigFig, Odoo Accounting, TurboTax.

What is Personal Capital best for?

Ideal for investors seeking detailed portfolio insights and personalized financial guidance.

How does Personal Capital compare to SigFig?

See our detailed comparison of Personal Capital vs SigFig with scores, features, and an AI-powered verdict.

Is Personal Capital worth it in 2026?

With a score of 9.2/10, Personal Capital is highly rated in Accounting. See all Accounting ranked.

What are the key specifications of Personal Capital?

API: Available for developers
Platform: Web, iOS, Android
Languages: English
Integrations: BofA, Charles Schwab, Fidelity, Vanguard, and over 4,000 financial institutions

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9.2

Excellent

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Why this score

Personal Capital scores 9.2/10 due to its robust portfolio analysis, net worth tracking, and personalized financial advice. However, the higher fees for advisory services and limited investment options outside of mutual funds and ETFs bring down the score.

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