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Empower (formerly Personal Capital)

8.3

Very Good

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description Empower (formerly Personal Capital) Overview

Empower is the best free tool for users who prioritize investment tracking and net worth monitoring over day-to-day budgeting. While it includes expense tracking features, its true power lies in its ability to analyze your portfolio, track asset allocation, and plan for retirement. It provides a high-level view of your financial health, making it ideal for investors and those with complex financial portfolios.

The app is free to use, as it serves as a lead-generation tool for their professional wealth management services, but the free dashboard is exceptionally powerful.

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What is Empower (formerly Personal Capital)?

Empower is the best free tool for users who prioritize investment tracking and net worth monitoring over day-to-day budgeting. While it includes expense tracking features, its true power lies in its ability to analyze your portfolio, track asset allocation, and plan for retirement. It provides a high-level view of your financial health, making it ideal for investors and those with complex financial portfolios. The app is free to use, as it serves as a lead-generation tool for their professional wealth management services, but the free dashboard is exceptionally powerful.

How good is Empower (formerly Personal Capital)?

Empower (formerly Personal Capital) scores 8.3/10 (Very Good) on Lunoo, making it a well-rated option in the Finance Insurance Budgeting category.

What are the best alternatives to Empower (formerly Personal Capital)?

See our alternatives page for Empower (formerly Personal Capital) for a ranked list with scores. Top alternatives include: Simplifi by Quicken, Rocket Money, Monarch Money.

How does Empower (formerly Personal Capital) compare to Simplifi by Quicken?

See our detailed comparison of Empower (formerly Personal Capital) vs Simplifi by Quicken with scores, features, and an AI-powered verdict.

Is Empower (formerly Personal Capital) worth it in 2026?

With a score of 8.3/10, Empower (formerly Personal Capital) is highly rated in Finance Insurance Budgeting. See all Finance Insurance Budgeting ranked.

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