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description PNC Virtual Checking Overview
PNC Virtual Checking is a low-cost online checking account with no monthly fees. It offers standard online and mobile banking features, including bill pay and mobile check deposit. While it doesn't have a rewards program, the lack of fees is attractive for families on a budget. It's a virtual account, meaning there's no physical debit card, which may not suit everyone's needs.
Joint account options are available.
help PNC Virtual Checking FAQ
What is PNC Virtual Checking?
PNC Virtual Checking is a low-cost online checking account with no monthly fees. It offers standard online and mobile banking features, including bill pay and mobile check deposit. While it doesn't have a rewards program, the lack of fees is attractive for families on a budget. It's a virtual account, meaning there's no physical debit card, which may not suit everyone's needs. Joint account options are available.
How good is PNC Virtual Checking?
PNC Virtual Checking scores 7.0/10 (Good) on Lunoo, making it a well-rated option in the Service category.
What are the best alternatives to PNC Virtual Checking?
See our alternatives page for PNC Virtual Checking for a ranked list with scores. Top alternatives include: Bank of America - Advantage SafeBalance Banking, SunTrust Basic Checking, Simple Bank (acquired by PNC).
How does PNC Virtual Checking compare to Bank of America - Advantage SafeBalance Banking?
See our detailed comparison of PNC Virtual Checking vs Bank of America - Advantage SafeBalance Banking with scores, features, and an AI-powered verdict.
Is PNC Virtual Checking worth it in 2026?
With a score of 7.0/10, PNC Virtual Checking is a solid option in Service. See all Service ranked.
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