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SoFi Credit Card

7.4

Good

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description SoFi Credit Card Overview

The SoFi Credit Card offers 2% cashback on purchases at restaurants, bars, and grocery stores, and 1% cashback on all other purchases. It has no annual fee and integrates with SoFis other financial products. The card is a good option for those who use SoFis other services and want to earn rewards on everyday spending.

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What is SoFi Credit Card?

The SoFi Credit Card offers 2% cashback on purchases at restaurants, bars, and grocery stores, and 1% cashback on all other purchases. It has no annual fee and integrates with SoFis other financial products. The card is a good option for those who use SoFis other services and want to earn rewards on everyday spending.

How good is SoFi Credit Card?

SoFi Credit Card scores 7.4/10 (Good) on Lunoo, making it a well-rated option in the Service category.

What are the best alternatives to SoFi Credit Card?

See our alternatives page for SoFi Credit Card for a ranked list with scores. Top alternatives include: Bank of America® Student Cash Rewards Visa® Credit Card, PNC Extra Cash Rewards® Credit Card for Students, Petal® 2 "Cash Back, No Fees" Visa®.

How does SoFi Credit Card compare to Bank of America® Student Cash Rewards Visa® Credit Card?

See our detailed comparison of SoFi Credit Card vs Bank of America® Student Cash Rewards Visa® Credit Card with scores, features, and an AI-powered verdict.

Is SoFi Credit Card worth it in 2026?

With a score of 7.4/10, SoFi Credit Card is a solid option in Service. See all Service ranked.

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