swap_horiz Funding Circle Alternatives

Looking for alternatives to Funding Circle? Compare the top Service options ranked by our AI scoring system.

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Funding Circle

Funding Circle

Funding Circle is a global leader in peer-to-peer business lending. They connect businesses directly with investors, which often results in more flexible terms and competitive rates compared to traditional banks. Their online platform is efficient, allowing for quick decisions and funding. Funding C...

7.3 Good

apps Top Funding Circle Alternatives

The top alternative to Funding Circle in 2026 is LendingClub with a score of 9.3/10, followed by Prosper (8.8) and Kabbage (American Express) (8.7).

1
LendingClub

LendingClub

LendingClub is one of the pioneers of the peer-to-peer lending model, though it has evolved into a full-service digital...

Personal Finance Accessibility User Friendly Flexible
9.3 Excellent
2
Prosper

Prosper

Prosper is another leading P2P lending platform known for its user-friendly interface and relatively straightforward inv...

Accessibility Accessible Peer To Peer Established
8.8 Very Good
3
Kabbage (American Express)

Kabbage (American Express)

Kabbage, now part of American Express, is a well-known name in small business lending that has expanded into banking. Th...

Automation Small Business Established Lending
8.7 Very Good
4
OnDeck

OnDeck

OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are highe...

Small Business Accessible Working Capital Short Term
8.5 Very Good
5
Memo Bank

Memo Bank

Memo Bank facilitates lending to small and medium-sized enterprises (SMEs). Investors can participate with a minimum inv...

Peer To Peer Business Loans Sme Financing Credit Risk
6.9 Fair
6
Join.me

Join.me

Join.me is a veteran in the screen-sharing and video conferencing space, known for its extreme simplicity and ease of us...

Simple Fast Professional Classic
8.6 Very Good
7
Bombay Sapphire

Bombay Sapphire

Bombay Sapphire, instantly recognizable by its blue bottle, is a widely accessible and popular gin. It utilizes ten bota...

Global Accessible Smooth Floral
8.6 Very Good
8
Olark

Olark

Olark is one of the original pioneers of live chat software, founded in 2009, known for its reliability, strong focus on...

Integration Customizable Small Business API
8.4 Very Good
9
Smirnoff No. 21

Smirnoff No. 21

Smirnoff No. 21 is the world's best-selling vodka for a reason: it is consistent, accessible, and perfectly functional....

Global Accessible Consistent Standard
8.1 Very Good
10
PNC Bank

PNC Bank

PNC Bank is a highly respected regional bank with a national footprint, known for its excellent cash management services...

Small Business Established Trusted Diverse
8.0 Very Good
11
Priority Pass Lounge (Various)

Priority Pass Lounge (Various)

Priority Pass is not a single lounge, but a network of over 1,300 lounges worldwide. While the quality varies significan...

Global Accessible Budget Variety
7.9 Good
12
KuCoin

KuCoin

KuCoin is a cryptocurrency exchange launched in 2017 and based in Seychelles, offering trading services to users in over...

Community Global Accessible Diverse
7.8 Good
13
National Funding

National Funding

National Funding provides term loans, lines of credit, and merchant cash advances to small businesses. They offer a rang...

Small Business Term Loans Lines Of Credit Merchant Cash Advance
7.8 Good
14
CAN Capital

CAN Capital

CAN Capital offers merchant cash advances and term loans to small businesses, often those with point-of-sale systems. Th...

Small Business Point Of Sale Term Loans Merchant Cash Advance
7.7 Good
15
Zoom

Zoom

Zoom became a household name by offering reliable, high-quality video conferencing that just works. Its freemium model a...

Easy To Use Affordable Small Business Global
7.5 Good
16
Dealstruck

Dealstruck

Dealstruck offers term loans and revenue-based financing to small businesses. They focus on businesses with consistent r...

Small Business Revenue Based Online Lender Term Loans
7.4 Good
17
Direct Funding

Direct Funding

Direct Funding provides term loans and lines of credit to small businesses. They focus on businesses with a history of r...

Small Business Online Lender Term Loans Lines Of Credit
7.4 Good
18
Associate in Project Management (APM)

Associate in Project Management (APM)

The Associate in Project Management (APM) is an entry-level certification offered by the Global Association for Quality...

Affordable Global Accessible Entry Level
7.4 Good
19
Borderlinx

Borderlinx

Borderlinx is a long-standing name in the international shipping industry, known for its professional logistics and cust...

Reliable Global Corporate Established
7.3 Good
20
SmartBiz

SmartBiz

SmartBiz is a fintech platform that simplifies the SBA loan application process by matching borrowers with a network of...

Small Business Online Platform Convenience Fast Approval
7.3 Good

summarize Quick Comparison Summary

Alternative Score vs Funding Circle Action
LendingClub 9.3 +2.0 Compare
Prosper 8.8 +1.5 Compare
Kabbage (American Express) 8.7 +1.4 Compare
OnDeck 8.5 +1.2 Compare
Memo Bank 6.9 -0.4 Compare
Join.me 8.6 +1.3 Compare
Bombay Sapphire 8.6 +1.3 Compare
Olark 8.4 +1.1 Compare
Smirnoff No. 21 8.1 +0.8 Compare
PNC Bank 8.0 +0.7 Compare

See all Service ranked by score

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help Frequently Asked Questions

What are the best alternatives to Funding Circle?
The top alternatives to Funding Circle in 2026 include LendingClub, Prosper, Kabbage (American Express), OnDeck, Memo Bank. Each offers unique features and is objectively scored on Lunoo to help you compare.
How does Funding Circle compare to its competitors?
Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. Funding Circle scores 7.3/10. Click any alternative above to see a detailed side-by-side comparison.
Is Funding Circle worth it in 2026?
Funding Circle scores 7.3/10 in the Service category. We recommend comparing it with the 20 alternatives listed above to find the best fit for your needs.
What is the best free alternative to Funding Circle?
Several alternatives to Funding Circle offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.
Why should I switch from Funding Circle?
Common reasons users look for Funding Circle alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.
How many alternatives to Funding Circle are there?
Lunoo currently lists 20 scored alternatives to Funding Circle in the Service category, ranked by our AI-powered evaluation system.
Which Funding Circle alternative has the highest rating?
LendingClub currently holds the highest rating among Funding Circle alternatives with a score of 9.3/10.
Can I use LendingClub instead of Funding Circle?
LendingClub is one of the top-rated alternatives to Funding Circle. While they serve similar purposes in the Service space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.
What is the cheapest alternative to Funding Circle?
Pricing varies among Funding Circle alternatives. We recommend checking each alternative's website for current pricing. Many options in the Service category offer free tiers or competitive pricing.
How are Funding Circle alternatives ranked on Lunoo?
Lunoo uses an AI-powered scoring system that analyzes features, user reviews, expert opinions, market presence, and value to provide objective 0-10 scores. Rankings are updated continuously.
Funding Circle vs LendingClub: which is better?
Funding Circle scores 7.3/10 while LendingClub scores 9.3/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Funding Circle vs Prosper: which is better?
Funding Circle scores 7.3/10 while Prosper scores 8.8/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Funding Circle vs Kabbage (American Express): which is better?
Funding Circle scores 7.3/10 while Kabbage (American Express) scores 8.7/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

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