swap_horiz GradGuard Student Loan Refinancing Alternatives

1

KI

Kiavi Student Loan Refinancing

Kiavi (formerly Credible) offers student loan refinancing with a focus on income verification. They provide a streamline...

Flexible Terms Fixed Rates Private Loans Variable Rates

7.0 Good

2

PE

PenFed Student Loan Refinancing

PenFed Credit Union offers student loan refinancing with competitive rates and member benefits. Becoming a PenFed member...

Fixed Rates Private Loans Credit Union Benefits Member Rates

8.2 Very Good

3

WE

Wells Fargo Student Loan Refinancing

Wells Fargo, a large and established financial institution, provides student loan refinancing. They offer both fixed and...

Established Brand Fixed Rates Private Loans Variable Rates

7.8 Good

4

Citizens Bank Student Loan Refinancing

Citizens Bank offers student loan refinancing with competitive rates and flexible repayment options. They cater to borro...

Debt Consolidation Regional Bank Fixed Rates Private Loans

7.6 Good

5

Discover Student Loan Refinancing

Discover offers student loan refinancing with a cash-back rewards program for on-time payments. They provide a user-frie...

Online Platform Fixed Rates Private Loans Cash Back Rewards

7.5 Good

6

NA

Navy Federal Credit Union Refinance

Navy Federal Credit Union provides student loan refinancing to military members, veterans, and their families. Membershi...

Fixed Rates Private Loans Member Rates Variable Rates

7.4 Good

7

LO

Loanry Student Loan Refinancing

Loanry utilizes a peer-to-peer lending model, connecting borrowers with individual investors. This can potentially lead...

Crowdfunding Fixed Rates Private Loans Variable Rates

6.8 Fair

8

Credible Student Loan Refinancing

Credible is a comparison tool that allows borrowers to compare rates from multiple lenders. It doesn't directly offer re...

Comparison Tool Fixed Rates Private Loans Variable Rates

6.3 Fair

9

ST

Student Loan Canada

Student Loan Canada is a platform connecting Canadian students and graduates with private student loan refinancing optio...

Debt Consolidation Fixed Rates Private Loans Variable Rates

6.0 Fair

10

SO

SoFi Student Loan Refinancing

SoFi offers competitive rates and a user-friendly platform for refinancing federal and private student loans. They provi...

Flexible Terms Student Rewards Private Loans Direct Payments

9.2 Excellent

11

EA

Earnest Student Loan Refinancing

Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment histo...

Flexible Terms Income Based Repayment Graduate Loans Private Loans

8.9 Very Good

12

CO

College Ave Student Loan Refinancing

College Ave offers a wide range of customized refinancing options, allowing borrowers to tailor their loan terms to thei...

Flexible Terms Graduate Loans Private Loans Parent Loans

8.3 Very Good

13

AS

Ascent Student Loans - Refinance

Ascent offers refinancing options with a co-signer option, which can be beneficial for borrowers with limited credit his...

Flexible Terms Graduate Loans Private Loans Co Signer Option

8.0 Very Good

14

Discover

Discover is a household name in the financial sector, and their personal loan product lives up to their reputation for e...

Flexible Customer Service Reputation No Fees

7.7 Good

15

FI

Fig Loans - Student Loan Refinancing

Fig Loans caters to borrowers with limited credit history, offering refinancing options with a co-signer option. They us...

Flexible Terms Income Based Repayment Private Loans Co Signer Option

7.2 Good

16

Kiavi

Kiavi provides student loan refinancing options with a focus on income-driven repayment plans and flexible terms. They c...

Credit History Flexible Terms Graduate Loans Private Loans

6.8 Fair

17

National Funding Student Loans

National Funding offers private student loans and refinancing options with a focus on flexible terms and co-signer optio...

Refinancing Flexible Terms Graduate Loans Private Loans

6.8 Fair

18

Affirm

Affirm is widely considered the gold standard for transparent BNPL services. Unlike competitors that rely on late fees,...

Transparent Fintech No Late Fees Flexible Terms

9.6 Brilliant

19

Prosper

Prosper is another leading P2P lending platform known for its user-friendly interface and relatively straightforward inv...

Accessibility Accessible Peer To Peer Established

8.9 Very Good

20

Earnest

Earnest focuses on borrowers with a strong financial profile, often graduate students or professionals. They utilize a h...

Credit Score Income Based Repayment Flexible Payments Graduate Loans

8.9 Very Good