SunTrust Rewards Card Alternatives 2026 — Top Competitors Ranked

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SunTrust Rewards Card

Service Rewards Program Online Banking Purchase Rewards Annual Fee Category Cashback

The SunTrust Rewards Card offers 3% cashback on dining, entertainment, and gas, 1% on groceries and other purchases. It has an annual fee, but the higher cashback rates on popular family spending categories can offset the cost. SunTrust provides purchase protection and extended warranty coverage. It...

8.0 Very Good

apps Top SunTrust Rewards Card Alternatives

The top alternative to SunTrust Rewards Card in 2026 is Wells Fargo Rewards Card with a score of 8.2/10, followed by Bank of America® Travel Rewards Credit Card (6.8) and Bank of America® Customized Cash Rewards Credit Card (8.4).

Wells Fargo Rewards Card

The Wells Fargo Rewards Card offers 3x points on dining, gas, and groceries, and 1x points on all other purchases. It ha...

Travel Rewards Points Transfer No Annual Fee Rewards Program

8.2 Very Good

Bank of America® Travel Rewards Credit Card

The Bank of America Travel Rewards card offers a straightforward rewards program with points redeemable for travel or ot...

Travel Rewards No Annual Fee Rewards Program Online Banking

6.8 Fair

Bank of America® Customized Cash Rewards Credit Card

The Bank of America® Customized Cash Rewards Credit Card allows families to choose their 3% cashback category from optio...

No Annual Fee Cash Back Cashback Rewards Program

8.4 Very Good

U.S. Bank Cash+® More Rewards

The U.S. Bank Cash+® More Rewards card offers tiered cashback rewards, including 5% on gas, 4% on dining, and 2% on groc...

Rewards Program Gas Rewards Grocery Rewards Annual Fee

8.1 Very Good

Capital One Student Quicksilver Cash Rewards Credit Card

The Capital One Student Quicksilver Cash Rewards card provides an uncomplicated approach to cashback, offering an uncond...

Student Friendly Credit Building No Annual Fee Rewards Program

9.3 Excellent

Discover Bank Online Savings Account

Discover Banks Online Savings Account provides a competitive APY and a user-friendly online banking experience. The acc...

No Fees High Yield Rewards Program Discover

8.8 Very Good

Chase Sapphire-Preferred Card

The Chase Sapphire Preferred is a top choice for families due to its strong rewards earning on travel and dining. It off...

Beginner Friendly Travel Insurance Travel Rewards Points Transfer

8.8 Very Good

SoFi Cash Rewards Visa® Card

The SoFi Cash Rewards Visa Card provides a competitive 1.5% cash back on all purchases, with the added benefit of a $200...

Credit Building No Annual Fee Cash Back Rewards

8.8 Very Good

First Tech Federal Credit Union

First Tech Federal Credit Union caters to a tech-savvy audience, but its robust online and mobile banking services are e...

Online Presence Rewards Program Online Banking No Fee

8.7 Very Good

U.S. Bank Business Platinum Card

The U.S. Bank Business Platinum Card offers a tiered rewards system, earning more points on specific categories like tra...

Rewards Program Business Services Travel Benefits Annual Fee

8.6 Very Good

Wells Fargo CashBack Rewards Credit Card

This card provides a straightforward cash back rewards program, offering 1.5% cash back on all purchases. It has no ann...

No Annual Fee Cash Back Rewards Program Purchase Rewards

8.4 Very Good

First Progress Platinum Elite Mastercard® Secured Credit Card

The First Progress Platinum Elite Mastercard® Secured Credit Card offers a rewards program and reports to all three cred...

Credit Building Rewards Rewards Program Mastercard

8.4 Very Good

U.S. Bank Business Edge Rewards Credit Card

The U.S. Bank Business Edge Rewards card provides a tiered rewards structure, offering bonus points on select categories...

Business Expenses Travel Rewards Points Transfer No Annual Fee

8.4 Very Good

Discover it® Business Card

The Discover it Business Card features rotating 5% cashback categories, offering the potential for significant rewards f...

Business Expenses No Annual Fee Rotating Categories Cash Back

8.3 Very Good

TruMark Credit Union

TruMark Credit Union focuses on community involvement and providing accessible financial services. They offer a range of...

Mobile Banking Rewards Program Community Focus Online Banking

8.2 Very Good

Citi Business® AAdvantage® Platinum Select World Elite Mastercard®

This card earns AAdvantage miles on purchases and offers benefits like discounts on car rentals and priority boarding. I...

Business Expenses Airline Miles Travel Rewards Rewards Program

8.2 Very Good

Blue Cash® Business® Card from American Express

The Blue Cash® Business® Card from American Express offers enhanced cash back rewards on specific business spending cate...

Business Expenses Travel Rewards Cash Back Rewards Program

8.2 Very Good

Bank of America® Business Advantage Travel Rewards Credit Card

The Bank of America Business Advantage Travel Rewards card offers 2x points on travel and dining purchases, and 1x point...

Business Expenses Travel Rewards Points Transfer No Annual Fee

8.2 Very Good

Capital One Platinum Credit Card

The Capital One Platinum Credit Card is designed for individuals looking to build or rebuild credit. It boasts a $0 annu...

Student Friendly Credit Building No Annual Fee Rewards

8.1 Very Good

Capital One Spark Miles Select

The Capital One Spark Miles Select card offers a miles-based rewards program, allowing families to earn miles on purchas...

Business Expenses Travel Rewards Points Transfer Rewards Program

8.1 Very Good

summarize Quick Comparison Summary

Alternative	Score	vs SunTrust Reward...	Action
Wells Fargo Rewards Card	8.2	+0.2	Compare
Bank of America® Travel Rewards Credit Card	6.8	-1.2	Compare
Bank of America® Customized Cash Rewards Credit Card	8.4	+0.4	Compare
U.S. Bank Cash+® More Rewards	8.1	+0.1	Compare
Capital One Student Quicksilver Cash Rewards Credit Card	9.3	+1.3	Compare
Discover Bank Online Savings Account	8.8	+0.8	Compare
Chase Sapphire-Preferred Card	8.8	+0.8	Compare
SoFi Cash Rewards Visa® Card	8.8	+0.8	Compare
First Tech Federal Credit Union	8.7	+0.7	Compare
U.S. Bank Business Platinum Card	8.6	+0.6	Compare

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help Frequently Asked Questions

What are the best alternatives to SunTrust Rewards Card?

The top alternatives to SunTrust Rewards Card in 2026 include Wells Fargo Rewards Card, Bank of America® Travel Rewards Credit Card, Bank of America® Customized Cash Rewards Credit Card, U.S. Bank Cash+® More Rewards, Capital One Student Quicksilver Cash Rewards Credit Card. Each offers unique features and is objectively scored on Lunoo to help you compare.

How does SunTrust Rewards Card compare to its competitors?

Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. SunTrust Rewards Card scores 8.0/10. Click any alternative above to see a detailed side-by-side comparison.

Is SunTrust Rewards Card worth it in 2026?

SunTrust Rewards Card scores 8.0/10 on Lunoo, making it a highly-rated option in the Service category. However, alternatives like Wells Fargo Rewards Card may better suit specific needs.

What is the best free alternative to SunTrust Rewards Card?

Several alternatives to SunTrust Rewards Card offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.

Why should I switch from SunTrust Rewards Card?

Common reasons users look for SunTrust Rewards Card alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.

How many alternatives to SunTrust Rewards Card are there?

Lunoo currently lists 20 scored alternatives to SunTrust Rewards Card in the Service category, ranked by our AI-powered evaluation system.

Which SunTrust Rewards Card alternative has the highest rating?

Wells Fargo Rewards Card currently holds the highest rating among SunTrust Rewards Card alternatives with a score of 8.2/10.

Can I use Wells Fargo Rewards Card instead of SunTrust Rewards Card?

Wells Fargo Rewards Card is one of the top-rated alternatives to SunTrust Rewards Card. While they serve similar purposes in the Service space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.

What is the cheapest alternative to SunTrust Rewards Card?

Pricing varies among SunTrust Rewards Card alternatives. We recommend checking each alternative's website for current pricing. Many options in the Service category offer free tiers or competitive pricing.

How are SunTrust Rewards Card alternatives ranked on Lunoo?

Lunoo uses an AI-powered scoring system that analyzes features, user reviews, expert opinions, market presence, and value to provide objective 0-10 scores. Rankings are updated continuously.

SunTrust Rewards Card vs Wells Fargo Rewards Card: which is better?

SunTrust Rewards Card scores 8.0/10 while Wells Fargo Rewards Card scores 8.2/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

SunTrust Rewards Card vs Bank of America® Travel Rewards Credit Card: which is better?

SunTrust Rewards Card scores 8.0/10 while Bank of America® Travel Rewards Credit Card scores 6.8/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

SunTrust Rewards Card vs Bank of America® Customized Cash Rewards Credit Card: which is better?

SunTrust Rewards Card scores 8.0/10 while Bank of America® Customized Cash Rewards Credit Card scores 8.4/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

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