description Discover it® Balance Transfer Overview
The Discover it® Balance Transfer card provides a solid balance transfer option with a competitive 0% introductory APR and a rotating cashback bonus category. Discovers customer service is consistently highly rated, adding to the cards appeal. While the balance transfer fee is standard, the rotating rewards and Discovers unique credit score reporting can be beneficial. Its a good choice for those seeking a balance transfer card with a reliable rewards program and excellent customer support.
Requires good to excellent credit.
help Discover it® Balance Transfer FAQ
How long does the Discover it Balance Transfer introductory APR last?
Discover's publicly advertised offer currently lists 0% introductory APR for 15 months on purchases and balance transfers. Offers can vary by applicant and application channel, so the terms shown during application control.
Do transferred balances earn Discover cash back?
No. Discover excludes balance transfers from Cashback Bonus rewards, although eligible purchases can earn rewards under the card's rotating-category program.
Does the Discover it Balance Transfer card charge an annual fee?
The card has a $0 annual fee. Interest can still become expensive after the promotional period, so the transferred amount should ideally be repaid before the variable standard APR begins.
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