description The Business Platinum Card® from American Express Overview
American Express's flagship business credit card offers exceptional value for high-spending entrepreneurs and frequent travelers. With 1.5x points on purchases over $5,000, up to 35% airline bonus redemption, and comprehensive business protections, it's built for serious business owners. Access to Centurion Lounges, Delta SkyClubs, and Priority Pass makes this ideal for road warriors. The $695 annual fee is offset by substantial credits including Dell, Adobe, and wireless services.
Best suited for businesses with significant monthly expenses seeking premium travel benefits and purchase protections.
help The Business Platinum Card® from American Express FAQ
What is the 35% airline bonus on the Business Platinum Card from American Express?
The Business Platinum Card can return 35% of Membership Rewards points when eligible flights are booked through Amex Travel using Pay with Points. The benefit is tied to selected airlines and eligible premium-cabin bookings, with annual caps and terms.
Who is the Business Platinum Card best suited for?
It is built for business owners who can use travel benefits, statement credits, and airport lounge access. The card is much harder to justify for a low-spend business that rarely books flights or hotels.
Does the Business Platinum Card earn extra points on large purchases?
Yes. One of its known features is elevated earning on eligible large purchases of $5,000 or more, subject to American Express terms and annual limits.
Which lounge programs are tied to the Business Platinum Card?
The card is associated with American Express Global Lounge Collection access, including Centurion Lounges and Priority Pass Select enrollment. Specific guest rules and access policies can vary by lounge and by current Amex terms.
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