What are the key differences between Wave Payroll and OnPay?

Compare Wave Payroll and OnPay side by side on Lunoo to see detailed feature differences, AI scores, and expert analysis.

How are Wave Payroll and OnPay scored?

Wave Payroll has an AI score of 6.57/10 and OnPay has an AI score of 9.08/10. Scores are based on category fit, feature coverage, pricing signals, public reception, and recency.

Wave Payroll vs OnPay 2026 - Compared

Wave Payroll

OnPay

WINNER OnPay

OnPay edges ahead with a score of 9.1/10 compared to 6.6/10 for Wave Payroll. While both are highly rated in their respe...

Wave Payroll

6.57 Fair

Payroll Service Get Wave Payroll open_in_new

emoji_events WINNER

OnPay

9.08 Excellent

Payroll Service Get OnPay open_in_new

psychology AI Verdict

OnPay edges ahead with a score of 9.1/10 compared to 6.6/10 for Wave Payroll. While both are highly rated in their respective fields, OnPay demonstrates a slight advantage in our AI ranking criteria. A detailed AI-powered analysis is being prepared for this comparison.

emoji_events Winner: OnPay

verified Confidence: Low

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description Overview

Wave Payroll

Wave Payroll is an integrated accounting and payroll solution designed for small businesses and nonprofits, offering features like automated tax calculations, direct deposit, and reporting to simplify payment processing and compliance.

OnPay

OnPay is an online payroll service that automates the processing of employee wages, including calculating taxes, generating paychecks, and providing reporting for small businesses with typically up to 50 employees.