description Sentry Insurance Overview
Sentry Insurance offers comprehensive auto coverage, including liability, collision, and comprehensive options, designed to protect vehicle owners against damage or loss resulting from accidents, theft, or other covered perils.
help Sentry Insurance FAQ
What is the difference between Sentry liability, collision, and comprehensive auto coverage?
Liability generally pays for bodily injury or property damage you cause to others, collision addresses damage to your vehicle after a crash, and comprehensive handles noncollision losses such as theft, hail, fire, or an animal strike. Exact limits and exclusions come from the policy itself. [NAIC coverage guide](https://content.naic.org/article/what-you-should-know-about-auto-insurance-coverage)
Would Sentry comprehensive coverage cover a stolen car?
Comprehensive is the part normally used for theft, subject to the policy's deductible, valuation method, and exclusions. Collision is separate coverage and does not normally handle a theft claim.
If I cause a crash, will Sentry liability pay to repair my car?
No. Liability normally pays for the other party's injury or property damage, while your own crash damage usually requires collision coverage.
Why does a Sentry auto quote show separate deductibles?
Collision and comprehensive can each have their own deductible, so a crash claim and a theft claim may create different out-of-pocket costs. Check the declarations page for liability limits, deductibles, rental coverage, and exclusions.
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