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Clarity Money

description Clarity Money Overview

Clarity Money was a personal finance management application that utilized artificial intelligence to help consumers optimize their spending habits. The platform allowed users to monitor their account balances, track budgets, and identify or cancel unwanted recurring subscriptions. It also provided insights into credit scores and offered savings accounts to assist with financial planning. Acquired by Goldman Sachs in 2018, the app's core technologies and services were eventually integrated into the bank's Marcus digital banking platform.

help Clarity Money FAQ

Can I still download and use Clarity Money?

No, Clarity Money was wound down on March 5, 2021, so it should not be treated as a current personal-finance app. Its budgeting and account-insight functions were moved toward Marcus Insights by Goldman Sachs.

What did Clarity Money do with linked bank accounts?

Clarity Money connected financial accounts to show balances, categorize spending, track budgets, and identify recurring subscriptions. The service used machine-learning-based insights, but the original app is no longer available for new account linking.

Why was Clarity Money discontinued?

Goldman Sachs acquired Clarity Money in 2018 and later shifted its features into the Marcus consumer-finance platform. The shutdown reflected that product integration rather than a new feature release under the original Clarity Money name.

Was Clarity Money the same thing as Marcus by Goldman Sachs?

They were separate products, but Goldman Sachs used Clarity Money's technology and team to support its Marcus consumer-finance strategy. Marcus Insights became the successor destination for many of the app's budgeting and account-analysis functions.

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