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Discover it Cash Back

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description Discover it Cash Back Overview

The Discover it Cash Back card stands out with its rotating 5% cash back categories, which change quarterly and cover popular spending areas like gas stations, grocery stores, and restaurants. It also offers 1% cash back on all other purchases. Discover's unique 'matched cash back' feature can double your rewards if you maximize the 5% categories. The card is particularly appealing to students, as it offers student-friendly benefits.

The absence of foreign transaction fees makes it a solid choice for travelers. It's a great option for those who actively track their spending to maximize rewards.

help Discover it Cash Back FAQ

What are the current 5% rotating categories for the Discover it Cash Back card?

The card features categories that change every quarter, such as gas stations, grocery stores, restaurants, or Amazon.com. Cardholders must manually activate the bonus category each quarter to earn the 5% cash back on up to $1,500 in purchases.

Does the Discover it Cash Back card have an annual fee?

No, the Discover it Cash Back card has a $0 annual fee, making it highly accessible for everyday spending. Additionally, it offers a unique Cashback Match at the end of your first year, which automatically doubles all the cash back you earned.

Can I use the Discover it Cash Back card internationally?

Yes, Discover cards do not charge any foreign transaction fees, making them usable in many countries abroad. However, international acceptance can be limited compared to Visa or Mastercard, though the card utilizes the global Discover Global Network.

What credit score is needed for the Discover it Cash Back card?

Applicants generally need a good credit score, typically around 670 or above, to qualify for the Discover it Cash Back. Discover also offers a pre-approval tool that performs a soft credit check, allowing you to check your eligibility without impacting your score.

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