Private Money Lending

Private money lending involves acting as the bank for other real estate investors. You provide the capital for a flip or a BRRRR project, secured by a mortgage or deed of trust on the property. In exchange, you receive a fixed interest rate, typically ranging from 8% to 12%. This is a highly passive strategy that provides consistent cash flow without the responsibilities of property management.

It is ideal for investors who have capital but lack the time or desire to manage physical real estate, provided they have the expertise to properly vet deals and borrowers.