Best Cloud-Based Accounting Software

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Ranking cloud-based accounting software based on user reviews, ease of use, integration capabilities, security features, and pricing.

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Best 1 Xero
Xero
From $20/mo

Xero is a leading cloud-based accounting platform known for its beautiful design, real-time collaboration, and strong bank reconciliation tools. Its invoicing features are built directly into its acco...

9.5 Brilliant
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2 QuickBooks Online
QuickBooks Online
Free Plan Available From $25/mo

QuickBooks Online (QBO) is Intuit's flagship cloud-based accounting platform, with invoicing as one core component of a comprehensive financial management system. It's the industry standard for small...

9.5 Brilliant
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3 Wave
Wave
Free Plan Available

Wave is a powerful, completely free accounting platform that is ideal for bootstrapped freelancers and solopreneurs. It offers unlimited income and expense tracking, double-entry accounting, invoicing...

9.2 Excellent
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4 Keeper
Keeper
Free Plan Available From $9.99/mo

Keeper is a mobile-first app focused exclusively on helping freelancers find tax deductions and track expenses. It scans transactions, identifies write-offs, and prompts you to capture receipts. It's...

9.1 Excellent
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5 FreshBooks
FreshBooks
Free Plan Available From $15/mo

FreshBooks is a cloud-based accounting and invoicing solution designed primarily for service-based small businesses, freelancers, and agencies. Its core strength lies in an exceptionally user-friendly...

9.1 Excellent
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6 Sage Intacct
Sage Intacct
From $250/mo

Sage Intacct is a best-in-class financial management and accounting software that focuses on deep, robust financial reporting and automation. Unlike generalist ERPs, Intacct is built specifically for...

8.1 Very Good
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7 Harvest
Harvest
Free Plan Available From $7/mo per user

Harvest is a time-tracking-first application that seamlessly converts tracked time and expenses into invoices. It is purpose-built for agencies, consultancies, and freelancers who bill by the hour. Th...

8.0 Very Good
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8 Beekeeper
Beekeeper
Free Plan Available From $9/mo

Beekeeper is a cloud-based accounting software that includes expense tracking features. It supports receipt scanning, customizable categories, and integration with other Beekeeper tools like invoicing...

7.7 Good
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9 QuickBooks
QuickBooks
Free Plan Available From $15/mo

QuickBooks is a comprehensive accounting software that offers robust financial statement preparation features. It supports real-time data access, integrates with various payment systems and third-part...

7.3 Good
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10 AccountRight
AccountRight
From $25/mo

AccountRight is a cloud-based accounting software that supports multiple currencies, making it suitable for businesses with international transactions. It includes features like invoicing, receipt tra...

7.2 Good
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11 Sage One
Sage One
From $25/mo

Sage One is a cloud-based accounting software for small businesses. It offers basic financial management tools, invoicing features, and integration with Sage ERP X3. Suitable for growing companies nee...

6.9 Fair
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12 Reckon Online
Reckon Online

Reckon Online is a cloud-based accounting software designed for the Australian market. It offers basic to advanced financial reporting features and integrates with other Reckon products, making it sui...

6.4 Fair
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13 Zoho Books
Zoho Books
Free Plan Available From $9/user/month

Zoho Books is a feature-rich, affordable accounting platform part of the extensive Zoho ecosystem. It automates workflows like recurring invoices, payment reminders, and bank reconciliation. Key featu...

6.3 Fair
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14 GnuCash
GnuCash
Free Plan Available

GnuCash is a free, open-source, professional-grade double-entry accounting software for desktop (Windows, macOS, Linux). It is incredibly powerful, handling invoicing, banking, stocks, income/expense...

6.1 Fair
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15 Wave Accounting
Wave Accounting
Free Plan Available From Free/mo with ads

Wave is a completely free, ad-supported accounting, invoicing, and receipt-scanning software designed for freelancers, solopreneurs, and micro-businesses with simple needs. Its core features include u...

5.5 Average
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