Best Mutual Fund

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Best 1 Fidelity ZERO Large Cap Index Fund (FZROX)
Fidelity ZERO Large Cap Index Fund (FZROX)
Free Plan Available

Fidelity ZERO Large Cap Index Fund offers a unique zero expense ratio for investors, eliminating annual management fees entirely. It tracks the CRSP US Large Cap Index, providing exposure to over 100...

9.6 Brilliant
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2 Schwab Total Stock Market Index Fund (SWTSX)
Schwab Total Stock Market Index Fund (SWTSX)
Free Plan Available

SWTSX provides broad exposure to the entire U.S. stock market, similar to VTSAX, but managed by Charles Schwab. It boasts a very competitive expense ratio (around 0.03%), making it a cost-effective c...

9.4 Excellent
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3 Fidelity Freedom® 2045 Blend Fund (FFLEX)
Fidelity Freedom® 2045 Blend Fund (FFLEX)
From 0.45-0.75% annual expense ratio

Fidelity Freedom 2045 Blend Fund is a target-date fund designed for those planning to retire around 2045. Unlike some passive funds, FFLEX incorporates active management strategies to potentially outp...

9.2 Excellent
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4 Fidelity ZERO Total Market Index Fund (FZROX)
Fidelity ZERO Total Market Index Fund (FZROX)
Free Plan Available

FZROX stands out with its truly zero expense ratio, meaning investors pay nothing in annual fees. It tracks the Fidelity U.S. Total Market Index, providing broad exposure to the U.S. stock market. Thi...

9.2 Excellent
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5 Fidelity Roth 401(k)
Fidelity Roth 401(k)
Free Plan Available

A Fidelity Roth 401(k) offers the significant advantage of tax-free withdrawals in retirement. Contributions are made with after-tax dollars, but qualified distributions are entirely tax-free. Many em...

9.2 Excellent
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6 Fidelity Total Market Index Fund (FSKAX)
Fidelity Total Market Index Fund (FSKAX)
Free Plan Available

The Fidelity Total Market Index Fund is a mutual fund that tracks the CRSP US Total Market Index, covering large, mid, and small-cap stocks. It offers comprehensive exposure to the entire US equity ma...

9.0 Excellent
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7 SPDR S&P Dividend ETF (SDY)
SPDR S&P Dividend ETF (SDY)

SDY focuses on S&P 500 companies with a history of consistently paying dividends. It aims to provide investors with a high dividend yield and potential for capital appreciation. The funds selection cr...

8.6 Very Good
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8 Fidelity Strategic Dividend Fund (FSDFX)
Fidelity Strategic Dividend Fund (FSDFX)

FSDFX seeks to generate a high level of current income and long-term capital appreciation by investing in dividend-paying stocks. Fidelitys investment team actively manages the portfolio, selecting co...

8.3 Very Good
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9 WisdomTree U.S. High Dividend ETF (WTHI)
WisdomTree U.S. High Dividend ETF (WTHI)

WTHI focuses on U.S. companies with high dividend yields. The funds selection criteria prioritize companies with a history of consistent dividend payments and a strong financial position. It aims to p...

8.2 Very Good
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10 Fidelity U.S. Bond Index Fund
Fidelity U.S. Bond Index Fund

The Fidelity U.S. Bond Index Fund (FXNAX) provides broad exposure to the U.S. investment-grade bond market through a diversified portfolio of fixed-rate securities. With an extremely low expense ratio...

7.9 Good
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11 VanEck Semiconductor ETF (SMH)
VanEck Semiconductor ETF (SMH)

SMH focuses on semiconductor companies, a cyclical industry sensitive to economic conditions. Short-term traders can capitalize on fluctuations in demand and supply. The funds expense ratio is 0.45%....

7.7 Good
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12 Schwab Total Bond Market Fund
Schwab Total Bond Market Fund

The Schwab Total Bond Market Fund (SWAGX) offers investors broad exposure to the U.S. investment-grade bond market through a portfolio of fixed-rate securities. The fund maintains an extremely low exp...

7.6 Good
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13 First Trust High Dividend SureYield Fund (FYD)
First Trust High Dividend SureYield Fund (FYD)

FYD employs a covered call strategy to generate income from a portfolio of high-dividend-paying stocks. The fund sells call options on its holdings, which provides additional income. This strategy can...

7.6 Good
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14 PIMCO 200 Capital Appreciation Fund (PCCA)
PIMCO 200 Capital Appreciation Fund (PCCA)

PCCA is an actively managed mutual fund seeking a combination of current income and capital appreciation. It invests in a diversified portfolio of fixed-income securities. The expense ratio is higher...

7.0 Good
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