Best Student Rewards

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Capital One Student Quicksilver Cash Rewards Credit Card
Capital One Student Quicksilver Cash Rewards Credit Card
Free Plan Available

The Capital One Student Quicksilver Cash Rewards card provides an uncomplicated approach to cashback, offering an unconditional 1.5% cashback on all purchases. It has no annual fee and is designed to...

9.3 Excellent
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2 Capital One Journey Student Credit Card
Capital One Journey Student Credit Card
Free Plan Available

The Capital One Journey card is an excellent starting point for seniors building credit. It boasts a simple rewards program, earning 1% cashback on all purchases. A key feature is its credit monitorin...

9.2 Excellent
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3 SoFi Student Loan Refinancing
SoFi Student Loan Refinancing

SoFi offers competitive rates and a user-friendly platform for refinancing federal and private student loans. They provide a range of repayment options, including standard, income-driven, and interest...

9.2 Excellent
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4 Discover it® Student Cash Back Credit Card
Discover it® Student Cash Back Credit Card
Free Plan Available

The Discover it® Student Cash Back card is a standout choice for seniors due to its rotating 5% cashback categories. Each quarter, Discover offers 5% cashback on specific spending categories like gas...

9.1 Excellent
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5 Wells Fargo Student Checking Platinum
Wells Fargo Student Checking Platinum
Free Plan Available

While technically a checking account with a credit card component, the Wells Fargo Student Checking Platinum offers a valuable combination. It provides cash back rewards on purchases, no monthly fees...

8.9 Very Good
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6 Bank of America Student Cash Rewards Credit Card
Bank of America Student Cash Rewards Credit Card

The Bank of America Student Cash Rewards Credit Card provides 2% cash back on purchases at restaurants, gas stations, and online retailers, and 1% on all other purchases. It has no annual fee and offe...

8.7 Very Good
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7 Chase Freedom Student® Credit Card
Chase Freedom Student® Credit Card

The Chase Freedom Student card offers a rotating 5% cashback program on specific categories, similar to Discovers offering. It provides 1% cashback on all other purchases. Chases reputation for custo...

8.7 Very Good
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8 Bank of America® Student Cash Rewards Visa® Credit Card
Bank of America® Student Cash Rewards Visa® Credit Card

The Bank of America Student Cash Rewards Visa card provides 2% cashback on purchases at grocery stores and wholesale clubs (up to $250 per year), 1% cashback on gas and online/mobile wallet purchases,...

8.5 Very Good
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9 Bank of America Student Cash Rewards Visa
Bank of America Student Cash Rewards Visa

The Bank of America Student Cash Rewards Visa offers a straightforward rewards program with 2% cashback on purchases at grocery stores and wholesale clubs (up to $250 each quarter) and 1% on everythin...

8.4 Very Good
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10 SimpliFi Student Rewards Credit Card
SimpliFi Student Rewards Credit Card

The SimpliFi Student Rewards Credit Card offers 2% cash back on dining and streaming subscriptions, and 1% on everything else. It has no annual fee and is designed to be easy to use and understand. Si...

8.3 Very Good
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11 American Express® Student Credit Card
American Express® Student Credit Card

The American Express Student Credit Card is a good option for students looking for a rewards card with a reputable brand. It offers rewards points on purchases, which can be redeemed for travel, merch...

8.2 Very Good
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12 Citi® Custom Student Card
Citi® Custom Student Card

The Citi® Custom Student Card allows students to customize their rewards based on their spending habits. It offers cash back on purchases in categories like dining, entertainment, and gas. There's no...

8.1 Very Good
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13 American Express Blue Sky® Student Credit Card
American Express Blue Sky® Student Credit Card

The American Express Blue Sky® Student Credit Card is designed for students interested in travel rewards. It offers a welcome bonus of Membership Rewards points and earns points on purchases, which ca...

8.1 Very Good
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14 Wells Fargo Student Credit Card
Wells Fargo Student Credit Card

The Wells Fargo Student Credit Card is designed for students with limited or no credit history. It offers a rewards program that earns points on purchases, which can be redeemed for statement credits...

8.1 Very Good
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15 Sallie Mae Student Credit Card
Sallie Mae Student Credit Card

The Sallie Mae Student Credit Card offers cash back on purchases in categories like dining and entertainment. It has no annual fee and provides financial literacy resources to help students manage the...

8.0 Very Good
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16 Allpoint Student Rewards Credit Card
Allpoint Student Rewards Credit Card

The Allpoint Student Rewards Credit Card offers a straightforward rewards program with cash back on purchases and no annual fee. It's designed for students with limited credit history and provides acc...

7.9 Good
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17 PNC Extra Cash Rewards® Credit Card for Students
PNC Extra Cash Rewards® Credit Card for Students

The PNC Extra Cash Rewards® Credit Card for Students offers cashback rewards on everyday purchases. It has no annual fee and is designed to help students build credit. PNC provides online and mobile b...

7.9 Good
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18 Simple Student Credit Card by Discover
Simple Student Credit Card by Discover

The Simple Student Credit Card, offered by Discover, is designed for students who are new to credit and want a very controlled experience. It features a pre-set spending limit, which helps students le...

7.8 Good
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19 Wells Fargo Campus Card
Wells Fargo Campus Card

The Wells Fargo Campus Card is specifically designed for college students and offers a combination of rewards and benefits. It has no annual fee and provides access to Wells Fargo's online and mobile...

7.7 Good
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20 Bank of America Travel Rewards Student Credit Card
Bank of America Travel Rewards Student Credit Card

The Bank of America Travel Rewards Student Credit Card offers points redeemable for travel expenses and has no annual fee. It's designed for students with limited credit history and provides access to...

7.6 Good
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21 KeyBank Student Credit Card
KeyBank Student Credit Card

The KeyBank Student Credit Card is a basic option for students looking to build credit. It offers a rewards program with points earned on purchases and has no annual fee. KeyBank provides online tools...

7.5 Good
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22 PNC Extra Cash Rewards® Student Credit Card
PNC Extra Cash Rewards® Student Credit Card

The PNC Extra Cash Rewards Student Credit Card is a basic option for students looking to build credit. It offers a rewards program with points earned on purchases and has no annual fee. PNC provides o...

7.3 Good
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23 SunTrust Campus Rewards® Credit Card
SunTrust Campus Rewards® Credit Card

The SunTrust Campus Rewards Credit Card is designed to help students build credit and earn rewards. It offers a rewards program with points earned on purchases and has no annual fee. SunTrust provides...

7.3 Good
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24 TD Student Credit Card
TD Student Credit Card

The TD Student Credit Card is a straightforward option for students looking to build credit. It offers a rewards program that earns points on purchases, which can be redeemed for statement credits or...

7.3 Good
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25 HSBC Student Visa Credit Card
HSBC Student Visa Credit Card

The HSBC Student Visa Credit Card offers rewards points redeemable for various options. It has no annual fee and is designed to help students build credit. HSBC provides online and mobile banking tool...

7.1 Good
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26 Frost Student Credit Card
Frost Student Credit Card

The Frost Student Credit Card is a regional option for students attending schools in Texas and other parts of the South. It offers a rewards program that earns points on purchases, which can be redeem...

7.0 Good
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27 Navy Federal Student Credit Card
Navy Federal Student Credit Card

The Navy Federal Student Credit Card is available to students and family members affiliated with the military. It offers a rewards program that earns points on purchases, which can be redeemed for sta...

6.7 Fair
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28 Navy Federal Credit Union Student Credit Card
Navy Federal Credit Union Student Credit Card

The Navy Federal Credit Union Student Credit Card offers a rewards program and online account access. It requires membership in Navy Federal Credit Union and a fair credit score. It's a good option fo...

6.7 Fair
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29 Axos Bank Elite Rewards Credit Card
Axos Bank Elite Rewards Credit Card

The Axos Bank Elite Rewards Credit Card offers a rewards program and online account access. It requires a fair credit score and has no annual fee. While it may not be as widely known, it provides a co...

6.7 Fair
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30 Regions Student Credit Card
Regions Student Credit Card

The Regions Student Credit Card is a basic option for students looking to build credit. It offers a rewards program that earns points on purchases, which can be redeemed for statement credits or merch...

6.6 Fair
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