Best Term Deposit

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Capital One 15-Month CD
Capital One 15-Month CD

Capital One's 15-Month CD provides a fixed interest rate for a defined period, offering a balance between accessibility and return. It's FDIC insured and easily accessible online. The rate is competi...

8.8 Very Good
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2 Discover Bank Certificates of Deposit
Discover Bank Certificates of Deposit

Discover CDs offer a range of terms with fixed interest rates, providing a predictable return on savings. They are FDIC insured and accessible online. Discover's rates are generally competitive, but...

8.5 Very Good
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3 U.S. Bank Certificates of Deposit
U.S. Bank Certificates of Deposit

U.S. Bank offers a variety of CD terms with fixed interest rates. While rates are generally competitive within the regional banking landscape, they may not be the highest available nationally. The ba...

7.8 Good
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4 Bank of America Certificates of Deposit
Bank of America Certificates of Deposit

Bank of America provides CDs with fixed interest rates across various terms. While convenient for existing customers, rates are often less competitive than those offered by online banks. The extensiv...

7.5 Good
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5 New York Community Bancorp (NYCB) Certificates of Deposit
New York Community Bancorp (NYCB) Certificates of Deposit

NYCB offers CDs with fixed interest rates, catering to a regional customer base. Rates are generally competitive within the Northeast, but may not be the highest nationally. The bank provides a mix o...

7.2 Good
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6 Webster Bank Certificates of Deposit
Webster Bank Certificates of Deposit

Webster Bank provides CDs with fixed interest rates, primarily serving customers in the New England area. Rates are competitive within the region, but may be lower than online alternatives. The bank...

6.8 Fair
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7 First National Bank & Trust Certificates of Deposit
First National Bank & Trust Certificates of Deposit

First National Bank & Trust offers CDs with fixed interest rates, primarily focused on a Midwestern customer base. Rates are competitive within the region, but may not be the highest available. The b...

6.5 Fair
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8 PNC Bank Certificates of Deposit
PNC Bank Certificates of Deposit

PNC Bank provides CDs with fixed interest rates, catering to a broad customer base. Rates are generally competitive within its operating regions, but may not be the highest available. The bank has a...

6.3 Fair
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9 First Citizens Bank Certificates of Deposit
First Citizens Bank Certificates of Deposit

First Citizens Bank offers CDs with fixed interest rates, serving customers across several states. Rates are competitive within its footprint, but may not be the most attractive nationally. Branch acc...

6.0 Fair
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10 Old National Bank Certificates of Deposit
Old National Bank Certificates of Deposit

Old National Bank provides CDs with fixed interest rates, primarily serving customers in the Midwest and Southern regions. Rates are competitive within its operating areas, but may not be the highest...

5.8 Average
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11 Bank of Hawaii Certificates of Deposit
Bank of Hawaii Certificates of Deposit

Bank of Hawaii offers CDs with fixed interest rates, primarily serving customers in Hawaii. Rates are competitive within the state, but may not be the highest nationally. Branch access is available. E...

5.5 Average
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12 Zions Bank Certificates of Deposit
Zions Bank Certificates of Deposit

Zions Bank provides CDs with fixed interest rates, primarily serving customers in the Mountain West region. Rates are competitive within its operating areas, but may not be the highest available. Bran...

5.3 Average
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13 First Commonwealth Federal Credit Union Certificates
First Commonwealth Federal Credit Union Certificates

First Commonwealth FCU offers CDs with fixed interest rates to its members. Rates are competitive within its service area, but may not be the highest available. Membership requirements apply. Early wi...

5.0 Average
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14 American Heritage Federal Credit Union Certificates
American Heritage Federal Credit Union Certificates

American Heritage FCU provides CDs with fixed interest rates to its members. Rates are competitive within its service area, but may not be the highest available. Membership requirements apply. Early w...

4.8 Poor
15 Community Trust Bancorp Certificates of Deposit
Community Trust Bancorp Certificates of Deposit

Community Trust Bancorp offers CDs with fixed interest rates, primarily serving customers in the Appalachian region. Rates are competitive within its operating areas, but may not be the highest availa...

4.5 Poor
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