description International Medical Group (IMG) Overview
IMG offers a range of travel medical and trip cancellation plans, with a strong focus on expatriate and international student health insurance. Their Patriot Travel Medical plan provides medical coverage up to $1 million with custom deductibles. The Patriot Trip Protection adds trip cancellation, baggage, and travel delay. IMG is popular for visa compliance (Schengen, J1/F1 students).
The online claims system is efficient, and customer service is multilingual. However, trip cancellation limits are lower than some competitors, and the pre-existing condition waiver is strict. Good for those needing both health and travel protection abroad.
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