Copper Bank Alternatives 2026 — Top Competitors Ranked

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Copper Bank

Copper Bank is a newer online bank focused on providing a simple and accessible banking experience. They offer a checking account with early paycheck access and a savings account with competitive rates. Copper provides a mobile-first banking experience with a user-friendly app. They aim to simplify...

7.5 Good

apps Top Copper Bank Alternatives

The top alternative to Copper Bank in 2026 is Radius Bank with a score of 8.4/10, followed by FNBO Direct (7.4) and LendingClub Bank (7.8).

Radius Bank

Radius Bank offers a checking account with a competitive APY and an early payday feature, allowing users to access their...

Mobile App Social Impact High Yield Savings No Fees

8.4 Very Good

FNBO Direct

FNBO Direct offers competitive interest rates on both savings and checking accounts, appealing to seniors seeking to max...

Customer Service High Yield Savings No Fees Online Banking

7.4 Good

LendingClub Bank

LendingClub Bank offers checking and savings accounts with rewards and competitive rates. Their checking account provide...

High Yield Savings Rewards Rewards Program Online Banking

7.8 Good

myONE

myONE, a credit union, offers online banking services with competitive rates and a focus on member benefits. They provid...

High Yield Savings Credit Union Online Banking Checking Account

7.3 Good

BankMobile

BankMobile is a digital banking platform often associated with universities and credit unions. They offer checking and s...

Mobile App Budgeting Tools Student Focused Online Banking

4.8 Poor

Capital One 360 Checking

Capital One 360 Checking appeals to seniors with its simple, no-fee structure and accessible customer support. The mobil...

Beginner Friendly Mobile App No Minimum Travel Friendly

9.5 Brilliant

Ally Bank

Ally Bank is a popular choice for seniors due to its consistently high-yield savings accounts and competitive interest r...

Customer Service User Experience Budgeting Tools Reliability

9.5 Brilliant

Discover Bank Online Checking

Discover Bank's Online Checking account combines a competitive APY with the potential for cashback rewards. Account hol...

Customer Service No Fees Mobile Banking Online Bank

9.3 Excellent

Varo Bank

Varo Bank distinguishes itself as a fully chartered online bank offering a complete banking solution without any monthly...

Mobile App High Yield Savings No Fees Mobile Banking

8.5 Very Good

American Express National Bank

American Express National Bank brings its legendary customer service and brand trust to the CD market. Their CD offering...

Online Simple Reliable Trusted

8.4 Very Good

TD Bank Simple Checking

TD Bank Simple Checking appeals to seniors seeking a straightforward, fee-free account. It requires no minimum balance a...

Mobile App No Fees Online Banking Debit Card

8.3 Very Good

Discover Bank Checking

Discover Bank Checking is a straightforward online account with no monthly fees and no minimum balance requirements. Dis...

Mobile App Customer Service No Fees Discover

8.0 Very Good

Popular Direct

Popular Direct is a division of Popular Bank that offers a high-yield savings account with a competitive APY and no mont...

Reliable Established High Yield Savings No Fees

8.0 Very Good

Simple Bank (acquired by PNC)

Simple Bank, now integrated with PNC, was known for its budgeting tools and automatic savings features. While the origin...

Mobile App Budgeting Tools Automated Savings Online Banking

7.8 Good

BMO Alto Online Savings

BMO Alto is the digital-only arm of BMO, offering a straightforward high-yield savings account. It is a good option for...

Simple Finance Reliable Growth

7.7 Good

Simple Savings Account (BBVA)

Simple, acquired by PNC, offered a streamlined savings experience with budgeting tools. While the original Simple brand...

Simple Budgeting Tools No Fees Pnc

7.6 Good

Citizens Bank Simple Checking

Citizens Bank Simple Checking is designed for those seeking a straightforward, fee-free account. It requires no minimum...

Mobile App Customer Support No Fees Online Banking

7.6 Good

Simple (acquired by PNC)

Simple, now integrated into PNC, was known for its budgeting and automatic savings features. While the original Simple p...

Budgeting Tools Goal Setting Financial Health Budget Planning

7.5 Good

Simple Bank Savings Account (now PNC)

Simple Bank was acquired by PNC Bank. The Simple Savings Account, now integrated into PNC's offerings, provides a straig...

Budgeting Tools No Fees Online Banking Integrated Banking

7.1 Good

Destiny Bank

Destiny Bank provides a checking account with cashback rewards and a savings account with a competitive APY. They offer...

Rewards Online Banking Checking Account Savings Account

7.0 Good

summarize Quick Comparison Summary

Alternative	Score	vs Copper Bank	Action
Radius Bank	8.4	+0.9	Compare
FNBO Direct	7.4	-0.1	Compare
LendingClub Bank	7.8	+0.3	Compare
myONE	7.3	-0.2	Compare
BankMobile	4.8	-2.7	Compare
Capital One 360 Checking	9.5	+2.0	Compare
Ally Bank	9.5	+2.0	Compare
Discover Bank Online Checking	9.3	+1.8	Compare
Varo Bank	8.5	+1.0	Compare
American Express National Bank	8.4	+0.9	Compare

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help Frequently Asked Questions

What are the best alternatives to Copper Bank?

The top alternatives to Copper Bank in 2026 include Radius Bank, FNBO Direct, LendingClub Bank, myONE, BankMobile. Each offers unique features and is objectively scored on Lunoo to help you compare.

How does Copper Bank compare to its competitors?

Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. Copper Bank scores 7.5/10. Click any alternative above to see a detailed side-by-side comparison.

Is Copper Bank worth it in 2026?

Copper Bank scores 7.5/10 in the Service category. We recommend comparing it with the 20 alternatives listed above to find the best fit for your needs.

What is the best free alternative to Copper Bank?

Several alternatives to Copper Bank offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.

Why should I switch from Copper Bank?

Common reasons users look for Copper Bank alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.

How many alternatives to Copper Bank are there?

Lunoo currently lists 20 scored alternatives to Copper Bank in the Service category, ranked by our AI-powered evaluation system.

Which Copper Bank alternative has the highest rating?

Radius Bank currently holds the highest rating among Copper Bank alternatives with a score of 8.4/10.

Can I use Radius Bank instead of Copper Bank?

Radius Bank is one of the top-rated alternatives to Copper Bank. While they serve similar purposes in the Service space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.

What is the cheapest alternative to Copper Bank?

Pricing varies among Copper Bank alternatives. We recommend checking each alternative's website for current pricing. Many options in the Service category offer free tiers or competitive pricing.

How are Copper Bank alternatives ranked on Lunoo?

Lunoo uses an AI-powered scoring system that analyzes features, user reviews, expert opinions, market presence, and value to provide objective 0-10 scores. Rankings are updated continuously.

Copper Bank vs Radius Bank: which is better?

Copper Bank scores 7.5/10 while Radius Bank scores 8.4/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

Copper Bank vs FNBO Direct: which is better?

Copper Bank scores 7.5/10 while FNBO Direct scores 7.4/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

Copper Bank vs LendingClub Bank: which is better?

Copper Bank scores 7.5/10 while LendingClub Bank scores 7.8/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

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