swap_horiz LendingClub Loans Alternatives
Looking for alternatives to LendingClub Loans? Compare the top Service options ranked by our AI scoring system.
LendingClub Loans
LendingClub operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range from $1,000 to $40,000, with rates starting around 10.99% APR. While rates can be competitive, they vary based on creditworthiness and investor demand. LendingClub is a good op...
apps Top LendingClub Loans Alternatives
The top alternative to LendingClub Loans in 2026 is Prosper Loans with a score of 8.2/10, followed by LightStream Loans (8.9) and Prosper Personal Loans (7.3).
Prosper Loans
Similar to LendingClub, Prosper is a peer-to-peer lending platform. Loan amounts range from $2,000 to $50,000, with rate...
LightStream Loans
LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent cr...
Prosper Personal Loans
Prosper operates as a peer-to-peer lending platform, connecting borrowers with individual investors. Loan amounts range...
Capital One Personal Loans
Capital One offers personal loans with a straightforward application process and a rewards program for on-time payments....
Discover Personal Loans
Discover Personal Loans offer a straightforward application process and competitive rates, starting around 8.99%. Loan a...
Rocket Loans
Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding opt...
Avant Loans
Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan...
Payoff Loans
Payoff specializes in debt consolidation loans, focusing on helping borrowers pay off credit card debt. Loan amounts ran...
FreedomEquity Loans
FreedomEquity specializes in secured personal loans, often using a borrower's vehicle as collateral. Loan amounts range...
Best Egg Loans
Best Egg Loans provides personal loans with a focus on fast funding and a user-friendly online application. Loan amounts...
OppLoans
OppLoans provides short-term personal loans to borrowers with limited credit history. Loan amounts range from $300 to $1...
Fig Loans
Fig Loans offers small, short-term personal loans to borrowers with limited credit history. Loan amounts range from $300...
Avant Credit
Avant Credit provides personal loans to borrowers with fair credit scores, offering a more accessible option than some c...
SoFi Personal Loans
SoFi offers personal loans ranging from $5,000 to $100,000 with competitive, fixed interest rates starting as low as 7.9...
FreedomEquity
FreedomEquity specializes in personal loans for debt consolidation, focusing on borrowers with fair to good credit. Loan...
Figure
Figure leverages blockchain technology to streamline the mortgage process and reduce costs. Their platform offers automa...
PersonalLoans.com
PersonalLoans.com is another loan marketplace connecting borrowers with various lenders. Loan amounts range from $500 to...
LightStream Auto Loans
LightStream Auto Loans caters to families with excellent credit, offering some of the lowest interest rates available. T...
OneMain Financial Loans
OneMain Financial offers personal loans with a combination of online and in-person services. Loan amounts range from $1,...
SunTrust Personal Loans (Truist)
Now part of Truist, SunTrust offers personal loans with competitive rates and a straightforward application process. Sen...
summarize Quick Comparison Summary
| Alternative | Score | vs LendingClub Loa... | Action |
|---|---|---|---|
| Prosper Loans | 8.2 | +1.2 | Compare |
| LightStream Loans | 8.9 | +1.9 | Compare |
| Prosper Personal Loans | 7.3 | +0.3 | Compare |
| Capital One Personal Loans | 7.3 | +0.3 | Compare |
| Discover Personal Loans | 8.5 | +1.5 | Compare |
| Rocket Loans | 8.3 | +1.3 | Compare |
| Avant Loans | 8.0 | +1.0 | Compare |
| Payoff Loans | 7.8 | +0.8 | Compare |
| FreedomEquity Loans | 7.7 | +0.7 | Compare |
| Best Egg Loans | 6.5 | -0.5 | Compare |
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