swap_horiz PenFed Student Loan Refinancing Alternatives

1

Navy Federal Credit Union Refinance

Navy Federal Credit Union provides student loan refinancing to military members, veterans, and their families. Membershi...

Fixed Rates Private Loans Member Rates Variable Rates

7.3 Good

2

Wells Fargo Student Loan Refinancing

Wells Fargo, a large and established financial institution, provides student loan refinancing. They offer both fixed and...

Established Brand Fixed Rates Private Loans Variable Rates

7.8 Good

3

Citizens Bank Student Loan Refinancing

Citizens Bank offers student loan refinancing with competitive rates and flexible repayment options. They cater to borro...

Debt Consolidation Regional Bank Fixed Rates Private Loans

7.8 Good

4

Discover Student Loan Refinancing

Discover offers student loan refinancing with a cash-back rewards program for on-time payments. They provide a user-frie...

Online Platform Fixed Rates Private Loans Cash Back Rewards

7.4 Good

5

Kiavi Student Loan Refinancing

Kiavi (formerly Credible) offers student loan refinancing with a focus on income verification. They provide a streamline...

Flexible Terms Fixed Rates Private Loans Variable Rates

7.0 Good

6

Loanry Student Loan Refinancing

Loanry utilizes a peer-to-peer lending model, connecting borrowers with individual investors. This can potentially lead...

Crowdfunding Fixed Rates Private Loans Variable Rates

6.8 Fair

7

Credible Student Loan Refinancing

Credible is a comparison tool that allows borrowers to compare rates from multiple lenders. It doesn't directly offer re...

Comparison Tool Fixed Rates Private Loans Variable Rates

6.4 Fair

8

Student Loan Canada

Student Loan Canada is a platform connecting Canadian students and graduates with private student loan refinancing optio...

Debt Consolidation Fixed Rates Private Loans Variable Rates

6.1 Fair

9

SoFi Student Loan Refinancing

SoFi offers competitive rates and a user-friendly platform for refinancing federal and private student loans. They provi...

Flexible Terms Student Rewards Private Loans Direct Payments

9.2 Excellent

10

Earnest

Earnest focuses on borrowers with a strong financial profile, often graduate students or professionals. They utilize a h...

Credit Score Income Based Repayment Flexible Payments Graduate Loans

9.0 Excellent

11

Earnest Student Loan Refinancing

Earnest differentiates itself by considering factors beyond just credit score, such as savings rate and employment histo...

Flexible Terms Income Based Repayment Graduate Loans Private Loans

8.9 Very Good

12

Prosper

Prosper is another leading P2P lending platform known for its user-friendly interface and relatively straightforward inv...

Accessibility Accessible Peer To Peer Established

8.8 Very Good

13

SoFi Student Loans

SoFi offers both private student loans for undergraduates and graduates, as well as student loan refinancing options. Th...

Financial Planning Career Services Refinancing Private Loan

8.7 Very Good

14

Earnest Student Loans

Earnest uses a data-driven approach to assess loan eligibility and offer personalized interest rates. They provide priva...

Data Driven Refinancing Private Loan Parent Loan

8.7 Very Good

15

Upstart Loans

Upstart utilizes an AI-powered underwriting model that considers factors beyond traditional credit scores, like educatio...

Credit History AI Powered Education AI Driven

8.7 Very Good

16

Main Street Capital (MAIN)

Main Street Capital is a business development company (BDC) that provides financing to small and medium-sized businesses...

Income Investing Private Loans Business Development Company Bdc

8.6 Very Good

17

CommonBond Student Loans

CommonBond offers private student loans and refinancing options with a focus on social impact. They donate to charity fo...

Student Friendly Social Impact Community Focus Refinancing

8.5 Very Good

18

LendKey

LendKey operates as a marketplace, connecting borrowers with a network of lenders, including credit unions and community...

Marketplace Comparison Tool Credit Union Private Loans

8.4 Very Good

19

Ascent

Ascent offers student loan refinancing with a unique co-signer program, allowing borrowers with limited credit history t...

Credit History Graduate Loans Private Loans Co Signer Program

8.3 Very Good

20

Navient Student Loans

Navient offers private student loans for undergraduate and graduate students, as well as refinancing options for existin...

Refinancing Private Loan Graduate Loans Private Loans

8.3 Very Good