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Best Secured Credit

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Rankings use category fit, feature coverage, pricing signals, public reception, and recency. Affiliate relationships do not affect scores.

0.0 - 10.0
Best 1 Discover it® Secured Credit Card

The Discover it® Secured Credit Card stands out by offering rewards 2% cash back on up to $100 in combined purchases each quarter a rare perk for secured cards. It reports to all three credit bureaus and has a straightforward application process. Discover's Freeze and Reset feature allows you to t...

2 Capital One Secured Credit Card

The Capital One Secured Credit Card is a top choice for rebuilding credit due to its low initial security deposit (as low as $200) and its reporting to all three major credit bureaus. Capital One also offers the potential for automatic graduation to an unsecured card after responsible usage, which i...

3 OpenSky® Secured Visa® Credit Card

The OpenSky® Secured Visa® Credit Card is notable for its lack of a credit check during the application process, making it accessible to those with severely limited or damaged credit. It reports to all three credit bureaus and offers a relatively high credit limit based on the security deposit. Howe...

4 Capital One Student Quicksilver Secured Credit Card

For students with little to no credit history, the Capital One Student Quicksilver Secured Credit Card is an excellent option. It requires a security deposit that acts as your credit line, making approval more accessible. The card offers 1.5% cash back on all purchases and reports to credit bureaus,...

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