How does OpenSky® Secured Visa® Credit Card compare to competitors?

Lunoo provides objective, AI-powered comparisons. Use the comparison tool to see OpenSky® Secured Visa® Credit Card side-by-side with any alternative.

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OpenSky® Secured Visa® Credit Card

6.18

Fair

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description OpenSky® Secured Visa® Credit Card Overview

The OpenSky® Secured Visa® Credit Card is notable for its lack of a credit check during the application process, making it accessible to those with severely limited or damaged credit. It reports to all three credit bureaus and offers a relatively high credit limit based on the security deposit. However, it does come with an annual fee, which is a significant consideration. While it's a valuable option for those who can't qualify for other cards, the annual fee reduces its overall value.

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How good is OpenSky® Secured Visa® Credit Card?

OpenSky® Secured Visa® Credit Card scores 6.18/10 (Fair) on Lunoo, making it rated in the Finance Insurance Budgeting category.

What are the best alternatives to OpenSky® Secured Visa® Credit Card?

See our alternatives page for OpenSky® Secured Visa® Credit Card for a ranked list with scores. Top alternatives include: Discover it® Secured Credit Card, Capital One Secured Credit Card, Chase Sapphire Reserve.

How does OpenSky® Secured Visa® Credit Card compare to Discover it® Secured Credit Card?

See our detailed comparison of OpenSky® Secured Visa® Credit Card vs Discover it® Secured Credit Card with scores, features, and an AI-powered verdict.

Is OpenSky® Secured Visa® Credit Card worth it in 2026?

With a score of 6.18/10, OpenSky® Secured Visa® Credit Card is a solid option in Finance Insurance Budgeting. See all Finance Insurance Budgeting ranked.

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