What are the key differences between PayPal Here and Square?

Core Strength: PayPal Here offers PayPal Here is best suited for small businesses and freelancers who need a simple, easy-to-integrate payment solution. Its primary focus on point-of-sale transactions makes it highly effective in this niche., while Square offers Square offers a more comprehensive suite of services including payroll, banking, and lending. This makes it an ideal choice for medium-sized businesses that require a one-stop-shop solution for their financial needs.. Performance: PayPal Here offers PayPal Here has a straightforward transaction processing system with no additional fees beyond the standard card swipe fee. It supports multiple payment methods, including mobile payments, making it versatile but not as feature-rich as Square., while Square offers Square offers transparent pricing with a flat rate of 2.6% + $0.10 for tap/dip/swipe transactions. Its ecosystem includes advanced features like inventory management and customer relationship management (CRM), providing robust performance across various business needs.. Value for Money: PayPal Here offers PayPal Here is cost-effective, especially for small businesses that only need basic payment processing. However, it lacks the additional services that could provide better value in the long run., while Square offers Square offers a more comprehensive package at a slightly higher price point but provides significant value through its integrated services and advanced features, making it a better investment for medium-sized businesses..

PayPal Here vs Square

PayPal Here

Square

WINNER Square

PayPal Here excels in simplicity and ease of integration for small businesses and freelancers who primarily need a strai...

PayPal Here

7.5 Good

Payment Processor

emoji_events WINNER

Square

8.5 Very Good

Payment Processor

psychology AI Verdict

PayPal Here excels in simplicity and ease of integration for small businesses and freelancers who primarily need a straightforward point-of-sale solution. Its seamless connection with existing PayPal accounts makes it an attractive choice for those already using the platform. However, Square offers a more comprehensive ecosystem that caters to both in-person and online transactions, making it a better fit for businesses looking for a one-stop-shop solution.

The key differentiator lies in the all-in-one nature of Square's offerings, which include payroll, banking, and lending services, whereas PayPal Here focuses solely on payment processing. This makes Square more suitable for medium-sized businesses that require additional tools beyond just accepting payments.

emoji_events Winner: Square

verified Confidence: High

thumbs_up_down Pros & Cons

PayPal Here

check_circle Pros

Easy integration with existing PayPal accounts
Supports multiple payment methods including mobile payments

cancel Cons

Limited to basic payment processing features
No additional services like payroll or banking

Square

check_circle Pros

Comprehensive ecosystem of integrated services
Transparent, flat-rate pricing for transactions

cancel Cons

Higher initial cost compared to PayPal Here
Steep learning curve due to multiple features

compare Feature Comparison

Feature	PayPal Here	Square
Payment Methods Supported	Credit cards, debit cards, and mobile payments	Credit cards, debit cards, mobile payments, QR code scanning
Transaction Fees	Standard card swipe fee with no additional fees	Flat rate of 2.6% + $0.10 for tap/dip/swipe transactions
Customer Management Tools	Basic transaction management features	Advanced CRM and customer management tools
Inventory Management	No inventory management capabilities	Integrated inventory management system
Lending Services	No lending services available	Offers business loans and financing options
Mobile App Features	Basic mobile app for card swiping and transaction management	Advanced mobile app with multiple integrated features

payments Pricing

PayPal Here

$0.30 per swipe, $0.45 per tap

Good Value

Square

Flat rate of 2.6% + $0.10 for tap/dip/swipe transactions

Fair Value

difference Key Differences

PayPal Here Square

PayPal Here is best suited for small businesses and freelancers who need a simple, easy-to-integrate payment solution. Its primary focus on point-of-sale transactions makes it highly effective in this niche.

Core Strength

Square offers a more comprehensive suite of services including payroll, banking, and lending. This makes it an ideal choice for medium-sized businesses that require a one-stop-shop solution for their financial needs.

PayPal Here has a straightforward transaction processing system with no additional fees beyond the standard card swipe fee. It supports multiple payment methods, including mobile payments, making it versatile but not as feature-rich as Square.

Performance

Square offers transparent pricing with a flat rate of 2.6% + $0.10 for tap/dip/swipe transactions. Its ecosystem includes advanced features like inventory management and customer relationship management (CRM), providing robust performance across various business needs.

PayPal Here is cost-effective, especially for small businesses that only need basic payment processing. However, it lacks the additional services that could provide better value in the long run.

Value for Money

Square offers a more comprehensive package at a slightly higher price point but provides significant value through its integrated services and advanced features, making it a better investment for medium-sized businesses.

PayPal Here is user-friendly with minimal setup required. Its mobile app allows for easy card swiping and transaction management on the go.

Ease of Use

Square's interface is intuitive, but its all-in-one nature can be overwhelming for users who are not familiar with its various features. However, it offers a more seamless experience when using multiple services within the ecosystem.

PayPal Here is ideal for small businesses and freelancers who need a simple payment processing solution without additional complexities.

Best For

Square is best suited for medium-sized businesses that require a comprehensive suite of financial services, including payroll, banking, and lending.

help When to Choose

PayPal Here

If you prioritize simplicity and ease of integration with existing PayPal accounts.
If you need a straightforward payment processing solution without additional services.
If you choose PayPal Here if Z is important

Square

If you prioritize a comprehensive ecosystem that includes payroll, banking, and lending services.
If you need advanced features like CRM and inventory management.
If you choose Square if C is important

description Overview

PayPal Here

PayPal Here is a point-of-sale solution that allows businesses to accept payments via credit cards, debit cards, and mobile wallets. It's particularly useful for small businesses and freelancers who need a simple way to process transactions on the go.

Square

Square provides a unified commerce ecosystem, famous for its simple card reader and POS software. It seamlessly blends in-person, online, and mobile payments. Target audience is small to medium retail and service businesses. It uses transparent, flat-rate pricing (2.6% + $0.10 for tap/dip/swipe). It ranks highly for its cohesive ecosystem encompassing hardware, software (Square for Restaurants, Ap...