MetLife Dental - Service
zoom_in Click to enlarge

description MetLife Dental Overview

MetLife is a powerhouse in the dental insurance industry, particularly for employer-sponsored group plans. They are known for offering high annual maximums and generous coverage for major procedures, including orthodontics. Their 'TakeAlong Dental' program is a standout feature, allowing individuals to keep their dental coverage even if they change jobs. With a massive network and a reputation for financial stability, MetLife is a top choice for those who want comprehensive, long-term coverage that can adapt to life changes.

Their customer service is generally rated highly for responsiveness.

recommend Best for: Employees seeking robust employer-sponsored dental coverage with high annual limits and orthodontics benefits, as well as individuals needing portable dental coverage options.

info MetLife Dental Specifications

balance MetLife Dental Pros & Cons

thumb_up Pros
  • check High annual maximums provide extensive coverage for expensive dental procedures
  • check Generous coverage for major procedures including crowns, bridges, and root canals
  • check Includes orthodontics coverage for both children and adults
  • check TakeAlong Dental program allows individuals to maintain coverage when changing jobs or retiring
  • check Extensive network of participating dentists across the United States
  • check Strong financial stability and reputation as a leading dental insurer
thumb_down Cons
  • close Premiums can be higher than some competing dental insurance plans
  • close Network limitations may restrict choice of dentists in certain areas
  • close Complex preauthorization requirements for major procedures
  • close Individual plan options through TakeAlong may have reduced benefits compared to employer-sponsored group plans
  • close Waiting periods may apply for major procedures depending on plan type

help MetLife Dental FAQ

What dental procedures does MetLife Dental cover?

MetLife Dental covers preventive care (cleanings, exams, x-rays), basic procedures (fillings, extractions), major procedures (crowns, bridges, root canals), and orthodontics. Coverage percentages vary by procedure type and plan level.

How does the MetLife TakeAlong Dental program work?

TakeAlong Dental allows individuals to continue their dental coverage after leaving an employer-sponsored plan. It provides portable coverage for those transitioning between jobs or retiring, though benefits may differ from group plans.

Does MetLife cover orthodontics?

Yes, MetLife Dental includes orthodontics coverage for both children and adults under many plan options. Coverage typically includes a percentage of treatment costs up to a lifetime maximum, with braces and aligners often covered.

How do I find a MetLife network dentist?

You can locate MetLife network dentists through the MetLife website or mobile app using their provider search tool. MetLife maintains a large PPO network of participating dentists nationwide.

What is MetLife Dental?
MetLife is a powerhouse in the dental insurance industry, particularly for employer-sponsored group plans. They are known for offering high annual maximums and generous coverage for major procedures, including orthodontics. Their 'TakeAlong Dental' program is a standout feature, allowing individuals to keep their dental coverage even if they change jobs. With a massive network and a reputation for financial stability, MetLife is a top choice for those who want comprehensive, long-term coverage that can adapt to life changes. Their customer service is generally rated highly for responsiveness.
How good is MetLife Dental?
MetLife Dental scores 9.2/10 (Excellent) on Lunoo, making it one of the highest-rated options in the Service category. MetLife Dental scores 9.2/10 due to its strong reputation, high annual maximums, and comprehensive coverage including orthodontics. The TakeAlong port...
What are the best alternatives to MetLife Dental?
What is MetLife Dental best for?

Employees seeking robust employer-sponsored dental coverage with high annual limits and orthodontics benefits, as well as individuals needing portable dental coverage options.

How does MetLife Dental compare to Principal Financial Group?
See our detailed comparison of MetLife Dental vs Principal Financial Group with scores, features, and an AI-powered verdict.
Is MetLife Dental worth it in 2026?
With a score of 9.2/10, MetLife Dental is highly rated in Service. See all Service ranked.
What are the key specifications of MetLife Dental?
  • Plan Tiers: Preventive, Basic, Major, Comprehensive
  • Portability: TakeAlong program available
  • Network Type: MetLife Dental PPO Network
  • Orthodontics: Covered under most plans
  • Service Type: Dental Insurance
  • Annual Maximums: Varies by plan (typically $1,000-$3,000+)

Reviews & Comments

Write a Review

lock

Please sign in to share your review

rate_review

Be the first to review

Share your thoughts with the community and help others make better decisions.

Save to your list

Create your first list and start tracking the tools that matter to you.

Track favorites
Get updates
Compare scores

Already have an account? Sign in

Compare Items

See how they stack up against each other

Comparing
VS
Select 1 more item to compare