description MetLife Dental Overview
MetLife is a powerhouse in the dental insurance industry, particularly for employer-sponsored group plans. They are known for offering high annual maximums and generous coverage for major procedures, including orthodontics. Their 'TakeAlong Dental' program is a standout feature, allowing individuals to keep their dental coverage even if they change jobs. With a massive network and a reputation for financial stability, MetLife is a top choice for those who want comprehensive, long-term coverage that can adapt to life changes.
Their customer service is generally rated highly for responsiveness.
info MetLife Dental Specifications
| Plan Tiers | Preventive, Basic, Major, Comprehensive |
| Portability | TakeAlong program available |
| Network Type | MetLife Dental PPO Network |
| Orthodontics | Covered under most plans |
| Service Type | Dental Insurance |
| Annual Maximums | Varies by plan (typically $1,000-$3,000+) |
| Coverage Options | Individual, Family, Employer-Sponsored Group Plans |
| Geographic Availability | Nationwide (United States) |
| Major Procedure Coverage | Usually 50-70% after deductible |
| Preventive Care Coverage | Typically 100% (cleanings, exams, x-rays) |
balance MetLife Dental Pros & Cons
- High annual maximums provide extensive coverage for expensive dental procedures
- Generous coverage for major procedures including crowns, bridges, and root canals
- Includes orthodontics coverage for both children and adults
- TakeAlong Dental program allows individuals to maintain coverage when changing jobs or retiring
- Extensive network of participating dentists across the United States
- Strong financial stability and reputation as a leading dental insurer
- Premiums can be higher than some competing dental insurance plans
- Network limitations may restrict choice of dentists in certain areas
- Complex preauthorization requirements for major procedures
- Individual plan options through TakeAlong may have reduced benefits compared to employer-sponsored group plans
- Waiting periods may apply for major procedures depending on plan type
help MetLife Dental FAQ
What dental procedures does MetLife Dental cover?
MetLife Dental covers preventive care (cleanings, exams, x-rays), basic procedures (fillings, extractions), major procedures (crowns, bridges, root canals), and orthodontics. Coverage percentages vary by procedure type and plan level.
How does the MetLife TakeAlong Dental program work?
TakeAlong Dental allows individuals to continue their dental coverage after leaving an employer-sponsored plan. It provides portable coverage for those transitioning between jobs or retiring, though benefits may differ from group plans.
Does MetLife cover orthodontics?
Yes, MetLife Dental includes orthodontics coverage for both children and adults under many plan options. Coverage typically includes a percentage of treatment costs up to a lifetime maximum, with braces and aligners often covered.
How do I find a MetLife network dentist?
You can locate MetLife network dentists through the MetLife website or mobile app using their provider search tool. MetLife maintains a large PPO network of participating dentists nationwide.
What is MetLife Dental?
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What is MetLife Dental best for?
Employees seeking robust employer-sponsored dental coverage with high annual limits and orthodontics benefits, as well as individuals needing portable dental coverage options.
How does MetLife Dental compare to Principal Financial Group?
Is MetLife Dental worth it in 2026?
What are the key specifications of MetLife Dental?
- Plan Tiers: Preventive, Basic, Major, Comprehensive
- Portability: TakeAlong program available
- Network Type: MetLife Dental PPO Network
- Orthodontics: Covered under most plans
- Service Type: Dental Insurance
- Annual Maximums: Varies by plan (typically $1,000-$3,000+)
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