description Principal Financial Group Overview

Principal is a leading provider of disability insurance, with a specific strength in serving business owners and small-to-medium enterprises. Beyond individual income protection, they offer excellent 'Business Overhead Expense' (BOE) insurance, which helps cover business costs if the owner becomes disabled. Their individual policies are highly flexible, allowing for a wide range of riders including cost-of-living adjustments and student loan repayment benefits. Principal's focus on the business market makes them a top choice for entrepreneurs who need to protect both their personal income and their business operations.

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What is Principal Financial Group?
Principal is a leading provider of disability insurance, with a specific strength in serving business owners and small-to-medium enterprises. Beyond individual income protection, they offer excellent 'Business Overhead Expense' (BOE) insurance, which helps cover business costs if the owner becomes disabled. Their individual policies are highly flexible, allowing for a wide range of riders including cost-of-living adjustments and student loan repayment benefits. Principal's focus on the business market makes them a top choice for entrepreneurs who need to protect both their personal income and their business operations.
How good is Principal Financial Group?
Principal Financial Group scores 8.2/10 (Very Good) on Lunoo, making it a well-rated option in the Auto Insurance category.
What are the best alternatives to Principal Financial Group?
See our alternatives page for Principal Financial Group for a ranked list with scores. Top alternatives include: Ameritas, Lincoln Financial Group, Guardian Life Insurance.
How does Principal Financial Group compare to Ameritas?
See our detailed comparison of Principal Financial Group vs Ameritas with scores, features, and an AI-powered verdict.
Is Principal Financial Group worth it in 2026?
With a score of 8.2/10, Principal Financial Group is highly rated in Auto Insurance. See all Auto Insurance ranked.

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