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Ramp Corporate Card

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description Ramp Corporate Card Overview

Ramp’s Corporate Card streamlines business expense management through automation. It offers real-time visibility into spending, allowing companies to enforce budgets and policies directly at the point of purchase. This card is particularly useful for finance teams and operations managers seeking greater control over corporate credit card usage and reduced administrative overhead.

help Ramp Corporate Card FAQ

Does Ramp require a personal guarantee to issue corporate cards?

No, Ramp provides corporate cards without requiring a personal guarantee from founders or executives. Instead of relying solely on traditional credit checks, they assess a company's real-time cash balance to determine credit limits.

What kind of cashback rewards does the Ramp card offer?

Ramp offers a flat 1.5% cash back on all purchases made with the card, with no spending category caps. The cashback is automatically applied to the company's monthly bill as a statement credit.

What expense management integrations does Ramp support?

Ramp seamlessly integrates with major accounting software platforms like NetSuite, Xero, QuickBooks, and Sage Intacct. It also features built-in receipt matching to automate the tedious expense reporting process for employees.

Can you set specific spending limits on individual Ramp corporate cards?

Yes, administrators can set custom spend limits on a per-card, per-merchant, or per-month basis directly from the Ramp dashboard. Managers can also restrict specific cards to certain vendors, like blocking a card so it only works for software subscriptions.

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