Adyen Alternatives 2026 - Top Competitors Ranked

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Adyen

Adyen brings payment gateway, processing and acquiring capabilities together in a platform aimed at larger businesses. Its approach connects online payments with in-person acceptance, helping merchants examine activity across sales channels rather than operating disconnected systems. Support for loc...

8.67 Great

apps Top Adyen Alternatives

The top alternative to Adyen in 2026 is Stripe with a score of 8.79/10, followed by Paddle (8.45) and Square Online (8.35).

Stripe

Developers can use Stripe to build online payment flows through its APIs, while hosted checkout options reduce the amoun...

SAAS API First Marketplace Developer Tool

8.79 Great

Paddle

For software businesses selling internationally, Paddle acts as a merchant of record rather than only passing card payme...

Analytics Subscription Management Merchant Of Record SAAS Payment

8.45 Great

Square Online

Closely connected to Square's payment and point-of-sale tools, Square Online helps merchants create an online storefront...

Easy To Use Ecommerce Small Business Free Plan

8.35 Great

Braintree

Owned by PayPal, Braintree provides payment infrastructure with a developer-oriented approach to checkout. Businesses ca...

Security Fraud Protection Enterprise Marketplace

8.24 Great

Helcim

Interchange-plus pricing defines Helcim's payment processing model: card-network costs are passed through with a separat...

Small Business No Monthly Fee Transparent Pricing Invoicing

8.14 Great

Razorpay

Razorpay focuses on payment services for businesses operating in India, with support for methods such as UPI and net ban...

Payment Gateway India Emerging Market Upi

8.03 Great

Mollie

Mollie is a versatile payment processor that supports multiple payment methods, including bank transfers, credit cards,...

Fraud Protection Modular SAAS E Commerce

7.94 Good

QuickBooks Payments

QuickBooks Payments is Intuit's payment processing solution built directly into QuickBooks Online. It allows businesses...

Small Business Invoicing Accounting Integration Quickbooks Sync

7.77 Good

GoCardless

GoCardless specializes in recurring bank payments (direct debit) with a focus on B2B subscriptions and invoices. It enab...

B2B Invoicing Direct Debit Recurring Payment

7.68 Good

Authorize.Net

Authorize.net is one of the oldest and most trusted payment gateways in the industry. It is a classic choice for busines...

Reliable Virtual Terminal Long Established Payment Gateway

7.59 Good

Clover

Clover is a comprehensive point-of-sale and business management system owned by Fiserv. It offers specialized hardware a...

Reporting App Market Inventory Pos System

7.50 Good

CyberSource

CyberSource is a cloud-based payment processor designed for businesses needing robust security and risk management solut...

Enterprise Risk Management SAAS Security Focused

7.42 Good

Fattmerchant

Fattmerchant (now Stax) offers a unique subscription-based pricing model with true interchange-plus pass-through rates....

API Interchange Plus Subscription Pricing Omni

7.33 Good

WooCommerce Payments

WooCommerce Payments is the official, integrated payment solution for stores built on WooCommerce and WordPress. It allo...

Wordpress Plugin Dashboard Wordpress Woocommerce Native

7.24 Good

PaymentCloud

PaymentCloud is a merchant services provider specializing in high-risk and hard-to-place businesses. It offers solutions...

Ecommerce Retail Multi Channel High Risk Merchant

7.07 Good

Shopify Payments

Shopify Payments is the native payment solution for the Shopify ecosystem. By eliminating the need for third-party gatew...

Dropshipping Multi Channel Ecommerce Platform Shopify Native

6.95 Fair

Payoneer

Payoneer specializes in cross-border payments and mass payouts for businesses, freelancers, and marketplaces. It enables...

Cross Border Marketplace Payout Mass Payout Global Bank Transfer

6.74 Fair

PayU

PayU is a global payment processor specializing in online transactions. The company facilitates payments across Europe a...

Fraud Protection Enterprise Ecommerce Multilingual

6.52 Fair

2Checkout (now Verifone)

2Checkout (rebranded under Verifone) is a global monetization platform specializing in digital goods, SaaS, and subscrip...

SAAS Global Payment Payment Gateway Digital Good

6.35 Fair

WePay

WePay, a J.P. Morgan Chase company, is a payment processor built specifically for platforms like crowdfunding sites, mar...

White Label Risk Management API Platform Payment

4.80 Poor

summarize Quick Comparison Summary

Alternative	Score	vs Adyen	Action
Stripe Payment Processor SAAS API First Marketplace	8.79 Great	+0.12	Compare
Paddle Payment Processor Analytics Subscription Management Merchant Of Record	8.45 Great	-0.22	Compare
Square Online Payment Processor Easy To Use Ecommerce Small Business	8.35 Great	-0.32	Compare
Braintree Payment Processor Security Fraud Protection Enterprise	8.24 Great	-0.43	Compare
Helcim Payment Processor Small Business No Monthly Fee Transparent Pricing	8.14 Great	-0.53	Compare
Razorpay Payment Processor Payment Gateway India Emerging Market	8.03 Great	-0.64	Compare
Mollie Payment Processor Fraud Protection Modular SAAS	7.94 Good	-0.73	Compare
QU QuickBooks Payments Payment Processor Small Business Invoicing Accounting Integration	7.77 Good	-0.90	Compare
GoCardless Payment Processor B2B Invoicing Direct Debit	7.68 Good	-0.99	Compare
Authorize.Net Payment Processor Reliable Virtual Terminal Long Established	7.59 Good	-1.08	Compare

See all Payment Processor ranked by score

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help Frequently Asked Questions

What are the best alternatives to Adyen?

The top alternatives to Adyen in 2026 include Stripe, Paddle, Square Online, Braintree, Helcim. Each offers unique features and is objectively scored on Lunoo to help you compare.

How does Adyen compare to its competitors?

Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. Adyen scores 8.67/10. Click any alternative above to see a detailed side-by-side comparison.

Is Adyen worth it in 2026?

Adyen scores 8.67/10 on Lunoo, making it a highly-rated option in the Payment Processor category. However, alternatives like Stripe may better suit specific needs.

What is the best free alternative to Adyen?

Several alternatives to Adyen offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.

Why should I switch from Adyen?

Common reasons users look for Adyen alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.

How many alternatives to Adyen are there?

Lunoo currently lists 20 scored alternatives to Adyen in the Payment Processor category, ranked by our AI-powered evaluation system.

Which Adyen alternative has the highest rating?

Stripe currently holds the highest rating among Adyen alternatives with a score of 8.79/10.

Can I use Stripe instead of Adyen?

Stripe is one of the top-rated alternatives to Adyen. While they serve similar purposes in the Payment Processor space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.

What is the cheapest alternative to Adyen?

Pricing varies among Adyen alternatives. We recommend checking each alternative's website for current pricing. Many options in the Payment Processor category offer free tiers or competitive pricing.

How are Adyen alternatives ranked on Lunoo?

Lunoo uses an AI-powered scoring system that analyzes category fit, feature coverage, pricing signals, public reception, recency, and value to provide 0 to 10 scores. Rankings are updated continuously.

Adyen vs Stripe: which is better?

Adyen scores 8.67/10 while Stripe scores 8.79/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

Adyen vs Paddle: which is better?

Adyen scores 8.67/10 while Paddle scores 8.45/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

Adyen vs Square Online: which is better?

Adyen scores 8.67/10 while Square Online scores 8.35/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

swap_horiz Adyen Alternatives