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swap_horiz Razorpay Alternatives

Looking for alternatives to Razorpay? Compare the top Payment Processor options ranked by our AI scoring system.

You're looking at alternatives to:
Razorpay

Razorpay

Payment Processor Payment Gateway India Emerging Market Upi Neobanking

Razorpay is a leading Indian financial technology company offering a full-stack payment gateway, banking, and lending platform. It supports all popular Indian payment methods including UPI, net banking, and wallets. It targets businesses operating in India and other emerging markets. Pricing is comp...

8.8 Great

apps Top Razorpay Alternatives

The top alternative to Razorpay in 2026 is Square Online with a score of 9.4/10, followed by Stripe (9.2) and Apple Pay (9.2).

1
Square Online

Square Online

Square Online is a streamlined e-commerce builder deeply integrated with Square's POS and payment ecosystem. It's ideall...

Easy To Use Ecommerce Small Business Free Plan
9.4 Excellent
2
Stripe

Stripe

Stripe is a developer-focused payment processor known for its powerful API and flexible platform. It provides a comprehe...

SAAS API First Marketplace Developer Tool
9.2 Excellent
3
Apple Pay

Apple Pay

Apple Pay remains a dominant force in the digital wallet landscape, renowned for its seamless integration within the App...

Finance Easy To Use Security Modern
9.2 Excellent
4
Helcim

Helcim

Helcim is a payment processor renowned for transparent, interchange-plus pricing with volume discounts. It offers a full...

Small Business No Monthly Fee Transparent Pricing Invoicing
9.0 Excellent
5
Paddle

Paddle

Paddle is a complete revenue delivery platform for SaaS companies, acting as a merchant of record. It handles payments,...

Analytics Subscription Management Merchant Of Record SAAS Payment
8.7 Great
6
PaymentCloud

PaymentCloud

PaymentCloud is a merchant services provider specializing in high-risk and hard-to-place businesses. It offers solutions...

Ecommerce Retail Multi Channel High Risk Merchant
8.7 Great
7
Mollie

Mollie

Mollie is a versatile payment processor that supports multiple payment methods, including bank transfers, credit cards,...

Fraud Protection Modular SAAS E Commerce
8.7 Great
8
Adyen

Adyen

Adyen is the powerhouse payment platform for global enterprises. Unlike aggregators, Adyen acts as a full-stack payment...

Enterprise Risk Management Data Driven Unified Commerce
8.6 Great
9
QuickBooks Payments

QuickBooks Payments

QuickBooks Payments is Intuit's payment processing solution built directly into QuickBooks Online. It allows businesses...

Small Business Invoicing Accounting Integration Quickbooks Sync
8.6 Great
10
WooCommerce Payments

WooCommerce Payments

WooCommerce Payments is the official, integrated payment solution for stores built on WooCommerce and WordPress. It allo...

Wordpress Plugin Dashboard Wordpress Woocommerce Native
8.5 Great
11
PayU

PayU

PayU is a global payment processor specializing in online transactions. The company facilitates payments across Europe a...

Fraud Protection Enterprise Ecommerce Multilingual
8.4 Great
12
Authorize.Net

Authorize.Net

Authorize.net is one of the oldest and most trusted payment gateways in the industry. It is a classic choice for busines...

Reliable Virtual Terminal Long Established Payment Gateway
8.2 Great
13
GoCardless

GoCardless

GoCardless specializes in recurring bank payments (direct debit) with a focus on B2B subscriptions and invoices. It enab...

B2B Invoicing Direct Debit Recurring Payment
8.1 Great
14
Clover

Clover

Clover is a comprehensive point-of-sale and business management system owned by Fiserv. It offers specialized hardware a...

Reporting App Market Inventory Pos System
7.7 Good
15
Fattmerchant

Fattmerchant

Fattmerchant (now Stax) offers a unique subscription-based pricing model with true interchange-plus pass-through rates....

API Interchange Plus Subscription Pricing Omni
7.6 Good
16
Worldpay

Worldpay

Worldpay is a massive global payment processor that serves businesses of all sizes, from small local shops to large mult...

Enterprise Ecommerce Global Transactional
7.6 Good
17
Boku

Boku

Boku is a payment processor facilitating online and mobile transactions. The company’s notable strength lies in its SMS...

Ecommerce Payment Gateway Online Payment Mobile Payment
7.1 Good
18
Payoneer

Payoneer

Payoneer specializes in cross-border payments and mass payouts for businesses, freelancers, and marketplaces. It enables...

Cross Border Marketplace Payout Mass Payout Global Bank Transfer
6.5 Fair
19
Shopify Payments

Shopify Payments

Shopify Payments is the native payment solution for the Shopify ecosystem. By eliminating the need for third-party gatew...

Dropshipping Multi Channel Ecommerce Platform Shopify Native
5.5 Mediocre
20
WePay

WePay

WePay, a J.P. Morgan Chase company, is a payment processor built specifically for platforms like crowdfunding sites, mar...

White Label Risk Management API Platform Payment
3.5 Poor

summarize Quick Comparison Summary

Alternative Score vs Razorpay Action
Square Online
Square Online
Payment Processor Easy To Use Ecommerce Small Business
9.4 Excellent +0.6 Compare
Stripe
Stripe
Payment Processor SAAS API First Marketplace
9.2 Excellent +0.4 Compare
Apple Pay
Apple Pay
Payment Processor Finance Easy To Use Security
9.2 Excellent +0.4 Compare
Helcim
Helcim
Payment Processor Small Business No Monthly Fee Transparent Pricing
9.0 Excellent +0.2 Compare
Paddle
Paddle
Payment Processor Analytics Subscription Management Merchant Of Record
8.7 Great -0.1 Compare
PaymentCloud
PaymentCloud
Payment Processor Ecommerce Retail Multi Channel
8.7 Great -0.1 Compare
Mollie
Mollie
Payment Processor Fraud Protection Modular SAAS
8.7 Great -0.1 Compare
Adyen
Adyen
Payment Processor Enterprise Risk Management Data Driven
8.6 Great -0.2 Compare
QuickBooks Payments
QuickBooks Payments
Payment Processor Small Business Invoicing Accounting Integration
8.6 Great -0.2 Compare
WooCommerce Payments
WooCommerce Payments
Payment Processor Wordpress Plugin Dashboard Wordpress
8.5 Great -0.3 Compare

See all Payment Processor ranked by score

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help Frequently Asked Questions

What are the best alternatives to Razorpay?
The top alternatives to Razorpay in 2026 include Square Online, Stripe, Apple Pay, Helcim, Paddle. Each offers unique features and is objectively scored on Lunoo to help you compare.
How does Razorpay compare to its competitors?
Our AI-powered comparison system analyzes features, pricing, user reviews, and expert opinions to provide objective scores. Razorpay scores 8.8/10. Click any alternative above to see a detailed side-by-side comparison.
Is Razorpay worth it in 2026?
Razorpay scores 8.8/10 on Lunoo, making it a highly-rated option in the Payment Processor category. However, alternatives like Square Online may better suit specific needs.
What is the best free alternative to Razorpay?
Several alternatives to Razorpay offer free plans or free tiers. Check the alternatives listed above and visit their websites to compare pricing and free options.
Why should I switch from Razorpay?
Common reasons users look for Razorpay alternatives include pricing, specific feature gaps, better integration needs, or simply exploring newer options. Our objective scoring helps you compare without bias.
How many alternatives to Razorpay are there?
Lunoo currently lists 20 scored alternatives to Razorpay in the Payment Processor category, ranked by our AI-powered evaluation system.
Which Razorpay alternative has the highest rating?
Square Online currently holds the highest rating among Razorpay alternatives with a score of 9.4/10.
Can I use Square Online instead of Razorpay?
Square Online is one of the top-rated alternatives to Razorpay. While they serve similar purposes in the Payment Processor space, each has distinct strengths. Use our comparison tool above for a detailed side-by-side analysis.
What is the cheapest alternative to Razorpay?
Pricing varies among Razorpay alternatives. We recommend checking each alternative's website for current pricing. Many options in the Payment Processor category offer free tiers or competitive pricing.
How are Razorpay alternatives ranked on Lunoo?
Lunoo uses an AI-powered scoring system that analyzes category fit, feature coverage, pricing signals, public reception, recency, and value to provide 0 to 10 scores. Rankings are updated continuously.
Razorpay vs Square Online: which is better?
Razorpay scores 8.8/10 while Square Online scores 9.4/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Razorpay vs Stripe: which is better?
Razorpay scores 8.8/10 while Stripe scores 9.2/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.
Razorpay vs Apple Pay: which is better?
Razorpay scores 8.8/10 while Apple Pay scores 9.2/10 on Lunoo. The best choice depends on your specific needs. Use our detailed comparison tool for a full breakdown.

category Explore Related Categories

Payment Gateway India Emerging Market Subscription Payment Processor

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