Best Cash Back
Top-rated cash back ranked by our AI-powered scoring system.
table_chart Top 5 at a Glance
| Rank | Name | Score | Price | Best For | |
|---|---|---|---|---|---|
| #1 | Rakuten | 9.5 | — | - | Visit |
| #2 | American Express Cash Magnet® Card | 9.5 | Free | This card is ideal for consumers who are organized enough to... | Visit |
| #3 | Capital One Quicksilver M2 | 8.8 | Free | Consumers with good credit who want a simple, no-annual-fee... | Visit |
| #4 | Rakuten Cash Back Rewards Visa® Signature Card | 8.5 | — | - | Visit |
| #5 | Triple Cash Rewards Credit Card from U.S. Bank (Business) | 8.2 | — | - | Visit |
compare Quick Comparisons
leaderboard Full Cash Back Rankings
Rakuten remains the gold standard for online cashback, boasting partnerships with over 3,500 retailers. Its seamless browser extension ensures you never miss a deal, automatically applying coupons and...
The American Express Cash Magnet Card offers a straightforward 1.5% cash back on every purchase, with the potential to earn 5% cash back on select top merchants each month. This rotating bonus categor...
The Capital One Quicksilver M2 offers a flat 1.5% cash back on all purchases. It's a straightforward option for those who want a simple rewards card without rotating categories or complex rules. While...
The Rakuten Cash Back Rewards Visa Signature Card offers 1% cash back on all purchases, plus an additional 1% back when shopping at Rakuten merchants. It's ideal for frequent online shoppers who alrea...
This U.S. Bank business card offers 5% cash back on office supplies, 2% on gas and restaurants, and 1% on everything else. It's a good option for businesses with significant spending in those categori...
Checkout 51 is a straightforward grocery-focused cashback app that updates its offers weekly. It is perfect for shoppers who want to save on specific brands and household items without the complexity...
The SoFi Cash Rewards Credit Card offers 2% cash back on all purchases when you have a SoFi checking or savings account, otherwise 1.5%. It's a compelling option for SoFi customers, but less attractiv...
The KeyBank Cashback Rewards Credit Card provides a consistent 1.5% cashback on all purchases. It's a simple and straightforward rewards program with no annual fee. While primarily available to reside...
Receipt Hog is a market research app that rewards you for scanning receipts from any store. Unlike rebate apps that require you to buy specific items, Receipt Hog gives you points for almost any recei...
The Polly Cashback Credit Card offers a flat 1% cash back on all purchases. It's a simple, no-fuss card designed for those who want a straightforward rewards experience. The 1% rate is quite low compa...
The Hydrogen Cashback Credit Card offers 1% cash back on all purchases, with the option to receive rewards in crypto. It's a unique offering for those interested in cryptocurrency. The 1% cash back ra...
The Polly Cashback Rewards Card offers 1% cash back on all purchases, with a unique feature: the cash back is donated to a charity of your choice. This appeals to socially conscious consumers. The 1%...
The Bilt Rewards card offers 1% cash back on purchases outside of Bilt properties, and up to 5x points on eligible Bilt properties. It's a niche card for those who frequently stay at hotels within the...
The Bread Cashback Rewards Card offers 1% cash back on all purchases. It's designed for those looking to build or rebuild credit. The 1% cash back rate is low, and the card's primary benefit is credit...
Capital One Shopping is a powerful tool that excels at price comparison. When you view a product on one site, the extension automatically checks if it is available for a lower price elsewhere, includi...
Swagbucks is a massive rewards platform that includes a cashback shopping portal alongside surveys, video watching, and game playing. While it is not a dedicated cashback app, its shopping portal is q...
Coupons.com is the digital evolution of the classic newspaper coupon insert. It is the best app for finding manufacturer coupons that can be loaded directly to your store loyalty cards or printed for...
The Discover it Chrome card provides 5% cash back on gas and restaurant purchases (up to a spending cap each quarter) and 1% on everything else. It's a great option for those who spend heavily on gas...
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science How We Rank
Every cash back is scored across 12 weighted criteria from hundreds of verified sources:
- Features & Capabilities - Comprehensive analysis of what each option offers
- User Reviews - Aggregated feedback from real users across platforms
- Expert Opinions - Professional reviews and industry recognition
- Value for Money - Cost-effectiveness relative to features
- Reliability & Support - Track record and customer service quality
Rankings are updated continuously as new information becomes available.