What are the key differences between Square Payroll and Gusto?

Compare Square Payroll and Gusto side by side on Lunoo to see detailed feature differences, AI scores, and expert analysis.

How are Square Payroll and Gusto scored?

Square Payroll has an AI score of 8.9/10 and Gusto has an AI score of 8.8/10. Scores are based on category fit, feature coverage, pricing signals, public reception, and recency.

Square Payroll vs Gusto 2026 - Compared

Square Payroll

Gusto

WINNER Square Payroll

Square Payroll edges ahead with a score of 8.9/10 compared to 8.8/10 for Gusto. While both are highly rated in their res...

emoji_events WINNER

Square Payroll

8.9 Very Good

HR Payroll Software Get Square Payroll open_in_new

Gusto

8.8 Very Good

HR Software Get Gusto open_in_new

Square Payroll Pricing not available

payments

Gusto From $20/mo Free plan available

psychology AI Verdict

Square Payroll edges ahead with a score of 8.9/10 compared to 8.8/10 for Gusto. While both are highly rated in their respective fields, Square Payroll demonstrates a slight advantage in our AI ranking criteria. A detailed AI-powered analysis is being prepared for this comparison.

emoji_events Winner: Square Payroll

verified Confidence: Low

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description Overview

Square Payroll

Square Payroll is a robust solution seamlessly integrated with Squares payment processing platform. It caters primarily to retail and restaurant businesses, offering automated time tracking, wage calculations, tax filing, and direct deposit features. Its tight integration simplifies cash flow management and provides real-time insights.

Gusto

Gusto is a modern, user-friendly platform focused on payroll, benefits, and HR for small businesses. It simplifies complex processes like running payroll, managing health insurance and 401(k) plans, and handling compliance (e.g., tax filings, new hire reporting). Its HR tools include onboarding checklists, time tracking, and basic people analytics. It uses a transparent, per-employee per-month pri...